{
 "meta": {
  "property_tax": {
   "label": "Mean effective property tax rate on owner-occupied housing (total real estate taxes paid ÷ total home value)",
   "as_of": "Calendar year 2024 data (Census ACS), published May 28, 2026",
   "source": "Tax Foundation, Facts & Figures 2026, Table 33",
   "source_url": "https://taxfoundation.org/wp-content/uploads/2026/05/TaxFoundation_FactsFigures26-5-28.pdf",
   "upstream": "US Census Bureau, American Community Survey"
  },
  "sales_tax": {
   "label": "Statewide base sales tax rate (excludes local taxes)",
   "as_of": "January 1, 2026",
   "source": "Tax Foundation, Facts & Figures 2026, Table 18 (State & Local Sales Tax Rates)",
   "source_url": "https://taxfoundation.org/wp-content/uploads/2026/05/TaxFoundation_FactsFigures26-5-28.pdf"
  },
  "vehicle_tax": {
   "label": "State tax applied to vehicle purchases (vehicle-specific rate where the state uses one)",
   "as_of": "Best-effort, checked October 12, 2026",
   "note": "Vehicle-specific rates come from state DMV/revenue rules compiled best-effort; confidence noted per state. Local taxes and fees may add."
  },
  "trade_in": {
   "as_of": "Best-effort, checked October 12, 2026",
   "source_url": "https://www.michigan.gov/taxes/-/media/Project/Websites/taxes/Forms/SUW/TY2026/485_11-25.pdf",
   "sources": [
    "https://www.dmv.virginia.gov/vehicles/taxes-fees/sut",
    "https://www.michigan.gov/taxes/-/media/Project/Websites/taxes/Forms/SUW/TY2026/485_11-25.pdf",
    "https://www.cdtfa.ca.gov/lawguides/vol1/sutr/1610.html"
   ]
  },
  "doc_fee": {
   "default": 699,
   "as_of": "Best-effort, checked October 12, 2026",
   "note": "Reported caps compiled best-effort; verify with the state attorney general or DMV."
  },
  "mortgage_rate": {
   "rate_30": 7.4,
   "rate_15": 6.73,
   "as_of": "October 8, 2026",
   "source": "Freddie Mac Primary Mortgage Market Survey",
   "source_url": "https://www.freddiemac.com/pmms"
  },
  "auto_rate": {
   "rate": 7.54,
   "as_of": "August 2026",
   "source": "Federal Reserve G.19, 60-month new car loan rate at commercial banks (FRED RIFLPBCIANM60NM)",
   "source_url": "https://fred.stlouisfed.org/series/RIFLPBCIANM60NM"
  }
 },
 "states": {
  "alabama": {
   "abbr": "AL",
   "name": "Alabama",
   "property_tax_pct": 0.37,
   "sales_tax_pct": 4.0,
   "vehicle_tax_pct": 2.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Alabama taxes motor vehicles at a reduced 2% state automotive rate; local rates add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "alaska": {
   "abbr": "AK",
   "name": "Alaska",
   "property_tax_pct": 0.94,
   "sales_tax_pct": 0.0,
   "vehicle_tax_pct": 0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "No state sales tax; some boroughs/cities levy local sales tax.",
   "vehicle_tax_confidence": "high",
   "trade_in_credit": "n/a",
   "trade_in_cap": null,
   "trade_in_confidence": "high",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "arizona": {
   "abbr": "AZ",
   "name": "Arizona",
   "property_tax_pct": 0.48,
   "sales_tax_pct": 5.6,
   "vehicle_tax_pct": 5.6,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "arkansas": {
   "abbr": "AR",
   "name": "Arkansas",
   "property_tax_pct": 0.56,
   "sales_tax_pct": 6.5,
   "vehicle_tax_pct": 6.5,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "Arkansas caps documentary fees (verify current amount)."
  },
  "california": {
   "abbr": "CA",
   "name": "California",
   "property_tax_pct": 0.7,
   "sales_tax_pct": 7.25,
   "vehicle_tax_pct": 7.25,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "none",
   "trade_in_cap": null,
   "trade_in_confidence": "high",
   "trade_in_note": "",
   "doc_fee_cap": 85,
   "doc_fee_note": "California caps dealer document fees (reported $85 for dealers using electronic registration)."
  },
  "colorado": {
   "abbr": "CO",
   "name": "Colorado",
   "property_tax_pct": 0.5,
   "sales_tax_pct": 2.9,
   "vehicle_tax_pct": 2.9,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "connecticut": {
   "abbr": "CT",
   "name": "Connecticut",
   "property_tax_pct": 1.54,
   "sales_tax_pct": 6.35,
   "vehicle_tax_pct": 6.35,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "7.75% applies to most vehicles priced over $50,000.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "delaware": {
   "abbr": "DE",
   "name": "Delaware",
   "property_tax_pct": 0.54,
   "sales_tax_pct": 0.0,
   "vehicle_tax_pct": 0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "No sales tax, but Delaware charges a vehicle document fee (a percentage of price) at titling; add it in the tax rate field if it applies.",
   "vehicle_tax_confidence": "low",
   "trade_in_credit": "n/a",
   "trade_in_cap": null,
   "trade_in_confidence": "high",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "district-of-columbia": {
   "abbr": "DC",
   "name": "District of Columbia",
   "property_tax_pct": 0.6,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "DC charges a titling excise tax that varies by vehicle weight/fuel economy (roughly 6–8%), not general sales tax; base 6% shown.",
   "vehicle_tax_confidence": "low",
   "trade_in_credit": "none",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "florida": {
   "abbr": "FL",
   "name": "Florida",
   "property_tax_pct": 0.78,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No cap; Florida requires the fee to be disclosed on the price."
  },
  "georgia": {
   "abbr": "GA",
   "name": "Georgia",
   "property_tax_pct": 0.79,
   "sales_tax_pct": 4.0,
   "vehicle_tax_pct": 7.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Georgia charges a one-time Title Ad Valorem Tax (TAVT, 7%) on fair market value instead of sales tax; 4% general sales tax does not apply to titled vehicles.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "Georgia reduces TAVT for dealer trade-ins (not private sales).",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "hawaii": {
   "abbr": "HI",
   "name": "Hawaii",
   "property_tax_pct": 0.29,
   "sales_tax_pct": 4.0,
   "vehicle_tax_pct": 4.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Hawaii's General Excise Tax (4%, plus county surcharge up to 0.5%) is passed on by dealers.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "none",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "idaho": {
   "abbr": "ID",
   "name": "Idaho",
   "property_tax_pct": 0.5,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "illinois": {
   "abbr": "IL",
   "name": "Illinois",
   "property_tax_pct": 1.88,
   "sales_tax_pct": 6.25,
   "vehicle_tax_pct": 6.25,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "Illinois caps doc fees with an annual inflation adjustment (amount varies by year)."
  },
  "indiana": {
   "abbr": "IN",
   "name": "Indiana",
   "property_tax_pct": 0.76,
   "sales_tax_pct": 7.0,
   "vehicle_tax_pct": 7.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "iowa": {
   "abbr": "IA",
   "name": "Iowa",
   "property_tax_pct": 1.33,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 5.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Iowa charges a 5% one-time registration fee on vehicles instead of sales tax.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "kansas": {
   "abbr": "KS",
   "name": "Kansas",
   "property_tax_pct": 1.21,
   "sales_tax_pct": 6.5,
   "vehicle_tax_pct": 6.5,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "kentucky": {
   "abbr": "KY",
   "name": "Kentucky",
   "property_tax_pct": 0.74,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Kentucky 6% motor vehicle usage tax.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "louisiana": {
   "abbr": "LA",
   "name": "Louisiana",
   "property_tax_pct": 0.55,
   "sales_tax_pct": 5.0,
   "vehicle_tax_pct": 5.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "Louisiana caps dealer documentary fees (verify current amount)."
  },
  "maine": {
   "abbr": "ME",
   "name": "Maine",
   "property_tax_pct": 0.98,
   "sales_tax_pct": 5.5,
   "vehicle_tax_pct": 5.5,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "maryland": {
   "abbr": "MD",
   "name": "Maryland",
   "property_tax_pct": 0.92,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.5,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Maryland titling excise tax (6.5% since July 2024), not general sales tax.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": 800,
   "doc_fee_note": "Maryland caps dealer processing charges (reported $800)."
  },
  "massachusetts": {
   "abbr": "MA",
   "name": "Massachusetts",
   "property_tax_pct": 1.0,
   "sales_tax_pct": 6.25,
   "vehicle_tax_pct": 6.25,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "michigan": {
   "abbr": "MI",
   "name": "Michigan",
   "property_tax_pct": 1.19,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "capped",
   "trade_in_cap": 12000,
   "trade_in_confidence": "high",
   "trade_in_note": "Michigan caps the trade-in deduction at $12,000 in 2026 (rises $1,000/yr; removed in 2029).",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "minnesota": {
   "abbr": "MN",
   "name": "Minnesota",
   "property_tax_pct": 1.0,
   "sales_tax_pct": 6.875,
   "vehicle_tax_pct": 6.5,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Minnesota 6.5% motor vehicle sales tax (not the 6.875% general rate).",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "Minnesota caps dealer documentary fees (amount changed recently; verify)."
  },
  "mississippi": {
   "abbr": "MS",
   "name": "Mississippi",
   "property_tax_pct": 0.58,
   "sales_tax_pct": 7.0,
   "vehicle_tax_pct": 5.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Mississippi taxes cars and light trucks at 5%.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "missouri": {
   "abbr": "MO",
   "name": "Missouri",
   "property_tax_pct": 0.89,
   "sales_tax_pct": 4.225,
   "vehicle_tax_pct": 4.225,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "montana": {
   "abbr": "MT",
   "name": "Montana",
   "property_tax_pct": 0.61,
   "sales_tax_pct": 0.0,
   "vehicle_tax_pct": 0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "No sales tax; registration fees apply.",
   "vehicle_tax_confidence": "high",
   "trade_in_credit": "n/a",
   "trade_in_cap": null,
   "trade_in_confidence": "high",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "nebraska": {
   "abbr": "NE",
   "name": "Nebraska",
   "property_tax_pct": 1.44,
   "sales_tax_pct": 5.5,
   "vehicle_tax_pct": 5.5,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "nevada": {
   "abbr": "NV",
   "name": "Nevada",
   "property_tax_pct": 0.5,
   "sales_tax_pct": 6.85,
   "vehicle_tax_pct": 6.85,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "new-hampshire": {
   "abbr": "NH",
   "name": "New Hampshire",
   "property_tax_pct": 1.5,
   "sales_tax_pct": 0.0,
   "vehicle_tax_pct": 0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "No sales tax; town permit fees apply at registration.",
   "vehicle_tax_confidence": "high",
   "trade_in_credit": "n/a",
   "trade_in_cap": null,
   "trade_in_confidence": "high",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "new-jersey": {
   "abbr": "NJ",
   "name": "New Jersey",
   "property_tax_pct": 1.88,
   "sales_tax_pct": 6.625,
   "vehicle_tax_pct": 6.625,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No numeric cap; must be disclosed (verify)."
  },
  "new-mexico": {
   "abbr": "NM",
   "name": "New Mexico",
   "property_tax_pct": 0.63,
   "sales_tax_pct": 4.88,
   "vehicle_tax_pct": 4.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "New Mexico 4% motor vehicle excise tax instead of gross receipts tax.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "new-york": {
   "abbr": "NY",
   "name": "New York",
   "property_tax_pct": 1.3,
   "sales_tax_pct": 4.0,
   "vehicle_tax_pct": 4.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": 175,
   "doc_fee_note": "New York caps dealer documentation fees (reported $175)."
  },
  "north-carolina": {
   "abbr": "NC",
   "name": "North Carolina",
   "property_tax_pct": 0.66,
   "sales_tax_pct": 4.75,
   "vehicle_tax_pct": 3.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "North Carolina 3% Highway Use Tax instead of sales tax.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "north-dakota": {
   "abbr": "ND",
   "name": "North Dakota",
   "property_tax_pct": 0.92,
   "sales_tax_pct": 5.0,
   "vehicle_tax_pct": 5.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "ohio": {
   "abbr": "OH",
   "name": "Ohio",
   "property_tax_pct": 1.36,
   "sales_tax_pct": 5.75,
   "vehicle_tax_pct": 5.75,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "partial",
   "trade_in_cap": null,
   "trade_in_confidence": "low",
   "trade_in_note": "Ohio reportedly allows the credit on new-vehicle purchases but not used; full credit assumed, verify.",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "oklahoma": {
   "abbr": "OK",
   "name": "Oklahoma",
   "property_tax_pct": 0.79,
   "sales_tax_pct": 4.5,
   "vehicle_tax_pct": 4.5,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Oklahoma: 3.25% excise tax plus 1.25% sales tax on vehicles (approx.).",
   "vehicle_tax_confidence": "low",
   "trade_in_credit": "unknown",
   "trade_in_cap": null,
   "trade_in_confidence": "low",
   "trade_in_note": "Reports conflict on whether Oklahoma's vehicle excise tax allows a trade-in deduction; full credit assumed, verify.",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "oregon": {
   "abbr": "OR",
   "name": "Oregon",
   "property_tax_pct": 0.81,
   "sales_tax_pct": 0.0,
   "vehicle_tax_pct": 0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "No sales tax; a 0.5% vehicle privilege tax applies to new vehicles bought from Oregon dealers.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "n/a",
   "trade_in_cap": null,
   "trade_in_confidence": "high",
   "trade_in_note": "",
   "doc_fee_cap": 250,
   "doc_fee_note": "Oregon caps documentation fees (reported $200, or $250 with an integrator)."
  },
  "pennsylvania": {
   "abbr": "PA",
   "name": "Pennsylvania",
   "property_tax_pct": 1.26,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "rhode-island": {
   "abbr": "RI",
   "name": "Rhode Island",
   "property_tax_pct": 1.12,
   "sales_tax_pct": 7.0,
   "vehicle_tax_pct": 7.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "low",
   "trade_in_note": "Rhode Island limits the credit to certain vehicle types (passenger cars included).",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "south-carolina": {
   "abbr": "SC",
   "name": "South Carolina",
   "property_tax_pct": 0.49,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 5.0,
   "vehicle_tax_cap": 500,
   "vehicle_tax_note": "South Carolina 5% Infrastructure Maintenance Fee, capped at $500, instead of sales tax.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "south-dakota": {
   "abbr": "SD",
   "name": "South Dakota",
   "property_tax_pct": 1.0,
   "sales_tax_pct": 4.2,
   "vehicle_tax_pct": 4.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "South Dakota 4% motor vehicle excise tax.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "tennessee": {
   "abbr": "TN",
   "name": "Tennessee",
   "property_tax_pct": 0.52,
   "sales_tax_pct": 7.0,
   "vehicle_tax_pct": 7.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Local option tax (up to 2.75%) applies to the first $1,600, plus a 2.75% state single-article tax on $1,600–$3,200; adds up to about $88.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "texas": {
   "abbr": "TX",
   "name": "Texas",
   "property_tax_pct": 1.4,
   "sales_tax_pct": 6.25,
   "vehicle_tax_pct": 6.25,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "Texas regulates documentary fees (a presumptively reasonable amount is set by rule; verify)."
  },
  "utah": {
   "abbr": "UT",
   "name": "Utah",
   "property_tax_pct": 0.48,
   "sales_tax_pct": 6.1,
   "vehicle_tax_pct": 6.1,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "vermont": {
   "abbr": "VT",
   "name": "Vermont",
   "property_tax_pct": 1.51,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "virginia": {
   "abbr": "VA",
   "name": "Virginia",
   "property_tax_pct": 0.78,
   "sales_tax_pct": 5.3,
   "vehicle_tax_pct": 4.15,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Virginia 4.15% Motor Vehicle Sales and Use Tax (not the 5.3% general rate).",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "none",
   "trade_in_cap": null,
   "trade_in_confidence": "high",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "washington": {
   "abbr": "WA",
   "name": "Washington",
   "property_tax_pct": 0.75,
   "sales_tax_pct": 6.5,
   "vehicle_tax_pct": 6.8,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Washington adds a 0.3% motor vehicle sales tax to the 6.5% state rate; local rates add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": 200,
   "doc_fee_note": "Washington caps negotiable documentary service fees (reported $200)."
  },
  "west-virginia": {
   "abbr": "WV",
   "name": "West Virginia",
   "property_tax_pct": 0.51,
   "sales_tax_pct": 6.0,
   "vehicle_tax_pct": 6.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "West Virginia 6% privilege (titling) tax.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "wisconsin": {
   "abbr": "WI",
   "name": "Wisconsin",
   "property_tax_pct": 1.32,
   "sales_tax_pct": 5.0,
   "vehicle_tax_pct": 5.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  },
  "wyoming": {
   "abbr": "WY",
   "name": "Wyoming",
   "property_tax_pct": 0.53,
   "sales_tax_pct": 4.0,
   "vehicle_tax_pct": 4.0,
   "vehicle_tax_cap": null,
   "vehicle_tax_note": "Vehicle purchases taxed at the state general sales tax rate; local taxes may add.",
   "vehicle_tax_confidence": "medium",
   "trade_in_credit": "full",
   "trade_in_cap": null,
   "trade_in_confidence": "medium",
   "trade_in_note": "",
   "doc_fee_cap": null,
   "doc_fee_note": "No doc-fee cap found in our best-effort check; many states require only disclosure."
  }
 }
}