Wealthfront is VaultRubric's pick: it scores 86.6% vs Betterment's 80.3% (a 6.3-point lead).
Data as of · Last updated · By VaultRubric Research · How we score · Not investment advice.
Robo-advisors build and rebalance a portfolio for you. We compare Betterment and Wealthfront, the two dedicated robo-advisors in our dataset, on minimums, IRA options, transfer-out fees, SIPC protection and regulatory record. Advisory (management) fees are shown in the facts where sourced but are not separately scored.
Rates change often — verify on the bank's or broker's site before opening an account. Every value shows its as-of date; ⚑ marks figures from third-party sites. Not financial advice.
VaultRubric pick: Wealthfront
Weights: Trading costs 9%, Account minimum 20%, IRA options 20%, Transfer-out fee 14%, Protection (SIPC) 17%, Regulatory record 20%
| # | Broker | Score | Options/contract | Notes |
|---|---|---|---|---|
| 1 | Wealthfront | 86.6% cov 100% | not found | |
| 2 | Betterment | 80.3% cov 100% | not found | Regulatory: SEC: $9M tax-loss harvesting |
| Fact | Wealthfront | Betterment |
|---|---|---|
| Stock/ETF commission | $0 src · 2026-10-10 | $0 src · 2026-10-10 |
| Options (per contract) | not found | not found |
| Account minimum | $1 (stock account); 0.25% advisory fee for Automated Investing src · 2026-10-10 | $0; $5/mo under $24K or 0.25%/yr with $200+/mo deposits or $24K+ src · 2026-10-10 |
| Fractional shares | Yes src · 2026-10-10 | not found |
| IRA types | Traditional, Roth, SEP, Rollover src · 2026-10-10 | Traditional, Roth, SEP, Rollover src · 2026-10-10 |
| IRA match | none found | None advertised src · 2026-10-10 |
| Transfer-out fee | $0 src · 2026-10-11 | $75 src · 2026-10-11 |
| SIPC member | Yes src · 2026-10-10 | Yes src · 2026-10-10 |
| FINRA CRD | CRD 153407 src · 2026-10-10 | CRD 47788 src · 2026-10-10 |
| Regulatory actions (5 yrs) | none found in last 5 yrs src · 2026-10-10 | 2023-04-18 SEC: $9M tax-loss harvesting src |
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On this rubric, Wealthfront scores highest. Your answer depends on your priorities; adjust the weights in the tool.
Only from our curated dataset (official pages, regulators, and flagged third-party sites), with fixed formulas shown in “Show math”. No AI or live scraping, so the same comparison always gives the same result. Not financial advice.