VaultRubric's sourced facts on Barclays (as of 2026-10-07): standard APY up to 3.65% (Tiered Savings) (source); $0 minimum to earn APY; $0 monthly fee; deposits Member FDIC up to $250,000; overall score 95.4% with 100% data coverage. This is a facts summary, not a recommendation to open an account.
Data as of · Last updated · By VaultRubric Research · How we score · Not investment advice.
VaultRubric's sourced facts on Barclays (as of 2026-10-07): standard APY up to 3.65% (Tiered Savings) (source); $0 minimum to earn APY; $0 monthly fee; deposits Member FDIC up to $250,000; overall score 95.4% with 100% data coverage. This is a facts summary, not a recommendation to open an account.
This page answers “Is Barclays a good savings account?” using only data/finance_seed.json and VaultRubric's scored comparison (equal weights), as of 2026-10-12. “Good” here means how Barclays compares on sourced APY, fees, minimums, FDIC insurance and regulatory record — not personalized advice. Rates change; verify on the bank’s site.
| Fact | Value | As of / source |
|---|---|---|
| Official page | official site ↗ | verified 2026-10-12 |
| Standard APY | up to 3.65% (Tiered Savings) | 2026-10-07 · official |
| Min balance for APY | $0 | 2026-10-10 |
| Monthly fee | $0 | 2026-10-10 |
| Deposit insurance | Member FDIC (up to $250,000) | 2026-10-10 |
| Regulatory actions (5y) | 0 in the last 5 years on record | 2026-10-10 |
| VaultRubric score | 95.4% (coverage 100%) | methodology |
No CFPB enforcement actions in last 5 yrs found in CFPB database search. Other regulators (OCC/FDIC/state) not exhaustively checked
Highest standard APY in our numeric set as of the dates on each row: EverBank at 4.2%. Barclays is at up to 3.65% (Tiered Savings). Full APY table: highest APY savings account.
Rates are variable. VaultRubric reports sourced facts and scores; it does not recommend opening or closing any account. Confirm APY, fees and terms on Barclays’s official page before acting.
Barclays: up to 3.65% (Tiered Savings) standard APY as of 2026-10-07, $0 minimum and $0 monthly fee in our data, deposits Member FDIC up to $250,000, VaultRubric score 95.4% (100% coverage), no regulatory actions in our 5-year record. Facts only — not a recommendation.
In our sourced data, Barclays’s standard APY is up to 3.65% (Tiered Savings) as of 2026-10-07 (https://banking.barclaysus.com/online-savings.html). Rates change; verify on the bank’s site.
Member FDIC, up to $250,000 per depositor per ownership category.
Barclays scores 95.4% across high-yield savings options we track, with 100% data coverage (APY, minimums, fees, insurance, regulatory record). See /methodology and /compare/best-high-yield-savings-accounts.