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Is Marcus by Goldman Sachs safe?

Short answer: Is Marcus by Goldman Sachs safe?

No customer-funds hack in our sourced record for Marcus by Goldman Sachs. Deposits: FDIC; Goldman Sachs Bank USA, Salt Lake City Branch (cert 33124 per third party), up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 1.

Data as of · Last updated · By VaultRubric Research · How we score · Not investment advice.

No customer-funds hack in our sourced record for Marcus by Goldman Sachs. Deposits: FDIC; Goldman Sachs Bank USA, Salt Lake City Branch (cert 33124 per third party), up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 1.

This page answers “Is Marcus by Goldman Sachs safe?” only from VaultRubric's sourced record (security incidents, regulatory actions, licensing and protections), as of 2026-10-11. It is not a guarantee: no platform is risk-free, and safety also depends on how you use it (2FA, phishing, backups).

How we rate it

Regulatory record: 8.0/10. Base 10, −2 CFPB 2024-10-23. Note: Checked 2026-10-11: CFPB, Federal Reserve, FDIC, OCC. No newer actions found; Federal Reserve terminated a 2020 Goldman Sachs Group order in Dec 2025.

Overall VaultRubric score across all high-yield savings options we track: 90.6% (data coverage 100%). How incidents are scored · hack cap.

Regulatory actions

Checked 2026-10-11: CFPB, Federal Reserve, FDIC, OCC. No newer actions found; Federal Reserve terminated a 2020 Goldman Sachs Group order in Dec 2025.

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FAQ

Is Marcus by Goldman Sachs safe?

No customer-funds hack in our sourced record for Marcus by Goldman Sachs. Deposits: FDIC; Goldman Sachs Bank USA, Salt Lake City Branch (cert 33124 per third party), up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 1. No platform is risk-free; see the full record on this page.

Has Marcus by Goldman Sachs been hacked?

Our record tracks regulatory actions and outages for banks and brokers rather than hacks; no customer-funds hack is recorded for Marcus by Goldman Sachs.

Is my money protected at Marcus by Goldman Sachs?

No customer-funds hack in our sourced record for Marcus by Goldman Sachs. Deposits: FDIC; Goldman Sachs Bank USA, Salt Lake City Branch (cert 33124 per third party), up to $250,000 per depositor per ownership category.

How does VaultRubric score Marcus by Goldman Sachs?

Marcus by Goldman Sachs scores 90.6% across all high-yield savings options we track, with 100% data coverage. See /methodology.

Disclosures

Not investment or financial advice. VaultRubric compares platforms, not investments. Crypto is risky and rates change often; verify details on the provider's official site. Affiliate disclosure: some links may be affiliate links and we may earn a commission; this never changes scores. Details.