Home › Credit cards › Compare › Capital One QuicksilverOne vs Capital One Savor

Capital One QuicksilverOne vs Capital One Savor

Not credit advice. Facts and math from issuer pages and the CFPB, each with its date. Offers change; approval depends on your credit. Verify on the issuer's site.

Rubric: Capital One Savor leads by 20.5 pts. Scores: Capital One QuicksilverOne 53.4%, Capital One Savor 73.9%.

At a sample $1,920/month (groceries $500, dining $300, gas $150, travel $150, online $200, other $400 …): Capital One QuicksilverOne nets $307/yr, Capital One Savor nets $430/yr after annual fees. Use your own numbers →

Criterion scores (0–10)

• Annual feeQuicksilverOne: 8.0 · Savor: 10.0
• Rewards rateQuicksilverOne: 6.0 · Savor: 6.0
• Sign-up bonusQuicksilverOne: 0.0 · Savor: 2.7
• Intro 0% APRQuicksilverOne: 0.0 · Savor: 5.7
• Regular APRQuicksilverOne: 3.4 · Savor: 7.3
• Foreign transaction feeQuicksilverOne: 10.0 · Savor: 10.0
• Regulatory record (CFPB)QuicksilverOne: 10.0 · Savor: 10.0

Downsides

• Capital One QuicksilverOne53.4%
  Capital One · cash back
  Annual fee $39 (CFPB TCCP; issuer page did not render a clear fee)APR 29.24% variableRewards 1.5% baseCredit no credit score, ≤619 (CFPB TCCP targeted tiers)

  ⚠ $39 annual fee (CFPB TCCP; issuer page did not render a clear fee) · APR up to 29.24% if you carry a balance · Late fee up to $40

• Capital One Savor73.9%
  Capital One · cash back
  Annual fee $0APR 18.74%–28.74% variableRewards 3% dining, entertainment, streaming, grocery; 5% Capital One Travel hotels/rentals; 1% otherCredit Excellent

  ⚠ APR up to 28.74% if you carry a balance · Late fee up to $40 · Grocery 3% excludes superstores like Walmart/Target per issuer terms.

No paid placement. No issuer pays VaultRubric for inclusion or rank; links go to the issuer's own page. Ranks come only from the published rubric below.

FAQ

Which is better, Capital One QuicksilverOne or Capital One Savor?

On VaultRubric's rubric: Capital One Savor scores higher. The better card for you depends on where you spend; the calculator shows net value for your spending.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.