Home › Credit › Free credit score services › Chase Credit Journey vs myFICO Free Plan
Both show a free credit score, but the model and bureau can differ, so the numbers may not match. Here's what each says on its own page.
| Chase Credit Journey | myFICO Free Plan | |
|---|---|---|
| Score model | VantageScore 3.0 | FICO Score 8 |
| Bureau data | Experian | Equifax |
| Cost | Free | $0 |
| Credit report included | Yes (Experian) | Yes (Equifax, monthly) |
| How often it updates | Eligible every 7 days, at least monthly | Monthly |
| Who can use it | Anyone 18+ with a US address and SSN; no Chase account needed | not found |
Sources: Chase Credit Journey page (checked 2026-10-12) · myFICO Free Plan page (checked 2026-10-12)
More on Chase Credit Journey · More on myFICO Free Plan · All free credit score services
Score model: Chase Credit Journey VantageScore 3.0, myFICO Free Plan FICO Score 8; Bureau data: Chase Credit Journey Experian, myFICO Free Plan Equifax; Cost: Chase Credit Journey Free, myFICO Free Plan $0; Credit report included: Chase Credit Journey Yes (Experian), myFICO Free Plan Yes (Equifax, monthly); How often it updates: Chase Credit Journey Eligible every 7 days, at least monthly, myFICO Free Plan Monthly; Who can use it: Chase Credit Journey Anyone 18+ with a US address and SSN; no Chase account needed, myFICO Free Plan not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.