Home › Credit › Free credit score services › Chase Credit Journey vs WalletHub
Both show a free credit score, but the model and bureau can differ, so the numbers may not match. Here's what each says on its own page.
| Chase Credit Journey | WalletHub | |
|---|---|---|
| Score model | VantageScore 3.0 | not found |
| Bureau data | Experian | TransUnion |
| Cost | Free | Free |
| Credit report included | Yes (Experian) | Yes (TransUnion) |
| How often it updates | Eligible every 7 days, at least monthly | Daily |
| Who can use it | Anyone 18+ with a US address and SSN; no Chase account needed | not found |
Sources: Chase Credit Journey page (checked 2026-10-12) · WalletHub page (checked 2026-10-12)
More on Chase Credit Journey · More on WalletHub · All free credit score services
Score model: Chase Credit Journey VantageScore 3.0, WalletHub not found; Bureau data: Chase Credit Journey Experian, WalletHub TransUnion; Cost: Chase Credit Journey Free, WalletHub Free; Credit report included: Chase Credit Journey Yes (Experian), WalletHub Yes (TransUnion); How often it updates: Chase Credit Journey Eligible every 7 days, at least monthly, WalletHub Daily; Who can use it: Chase Credit Journey Anyone 18+ with a US address and SSN; no Chase account needed, WalletHub not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.