Home › Credit › Free credit score services › Credit Karma vs Credit Sesame
Both show a free credit score, but the model and bureau can differ, so the numbers may not match. Here's what each says on its own page.
| Credit Karma | Credit Sesame | |
|---|---|---|
| Score model | VantageScore 3.0 | VantageScore 3.0 |
| Bureau data | Equifax and TransUnion | TransUnion |
| Cost | Free | Free (paid Premium adds other bureaus) |
| Credit report included | Yes (Equifax and TransUnion) | Summary (TransUnion), weekly |
| How often it updates | not found | Daily |
| Who can use it | not found | not found |
Sources: Credit Karma page (checked 2026-10-12) · Credit Sesame page (checked 2026-10-12)
More on Credit Karma · More on Credit Sesame · All free credit score services
Score model: Credit Karma VantageScore 3.0, Credit Sesame VantageScore 3.0; Bureau data: Credit Karma Equifax and TransUnion, Credit Sesame TransUnion; Cost: Credit Karma Free, Credit Sesame Free (paid Premium adds other bureaus); Credit report included: Credit Karma Yes (Equifax and TransUnion), Credit Sesame Summary (TransUnion), weekly; How often it updates: Credit Karma not found, Credit Sesame Daily; Who can use it: Credit Karma not found, Credit Sesame not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.