Home › Credit › Free credit score services › Experian (free) vs Chase Credit Journey
Both show a free credit score, but the model and bureau can differ, so the numbers may not match. Here's what each says on its own page.
| Experian (free) | Chase Credit Journey | |
|---|---|---|
| Score model | FICO Score 8 | VantageScore 3.0 |
| Bureau data | Experian | Experian |
| Cost | Free | Free |
| Credit report included | Yes (Experian) | Yes (Experian) |
| How often it updates | Daily (per Experian) | Eligible every 7 days, at least monthly |
| Who can use it | not found | Anyone 18+ with a US address and SSN; no Chase account needed |
Sources: Experian (free) page (checked 2026-10-12) · Chase Credit Journey page (checked 2026-10-12)
More on Experian (free) · More on Chase Credit Journey · All free credit score services
Score model: Experian (free) FICO Score 8, Chase Credit Journey VantageScore 3.0; Bureau data: Experian (free) Experian, Chase Credit Journey Experian; Cost: Experian (free) Free, Chase Credit Journey Free; Credit report included: Experian (free) Yes (Experian), Chase Credit Journey Yes (Experian); How often it updates: Experian (free) Daily (per Experian), Chase Credit Journey Eligible every 7 days, at least monthly; Who can use it: Experian (free) not found, Chase Credit Journey Anyone 18+ with a US address and SSN; no Chase account needed.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.