Home › Credit › Free credit score services › Experian (free) vs Credit Sesame

Experian (free) vs Credit Sesame

Both show a free credit score, but the model and bureau can differ, so the numbers may not match. Here's what each says on its own page.

Experian (free)Credit Sesame
Score modelFICO Score 8VantageScore 3.0
Bureau dataExperianTransUnion
CostFreeFree (paid Premium adds other bureaus)
Credit report includedYes (Experian)Summary (TransUnion), weekly
How often it updatesDaily (per Experian)Daily
Who can use itnot foundnot found

Sources: Experian (free) page (checked 2026-10-12) · Credit Sesame page (checked 2026-10-12)

More on Experian (free) · More on Credit Sesame · All free credit score services

FAQ

What's the difference between Experian (free) vs Credit Sesame?

Score model: Experian (free) FICO Score 8, Credit Sesame VantageScore 3.0; Bureau data: Experian (free) Experian, Credit Sesame TransUnion; Cost: Experian (free) Free, Credit Sesame Free (paid Premium adds other bureaus); Credit report included: Experian (free) Yes (Experian), Credit Sesame Summary (TransUnion), weekly; How often it updates: Experian (free) Daily (per Experian), Credit Sesame Daily; Who can use it: Experian (free) not found, Credit Sesame not found.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.