Home › Credit › Free credit score services › Experian (free) vs myFICO Free Plan
Both show a free credit score, but the model and bureau can differ, so the numbers may not match. Here's what each says on its own page.
| Experian (free) | myFICO Free Plan | |
|---|---|---|
| Score model | FICO Score 8 | FICO Score 8 |
| Bureau data | Experian | Equifax |
| Cost | Free | $0 |
| Credit report included | Yes (Experian) | Yes (Equifax, monthly) |
| How often it updates | Daily (per Experian) | Monthly |
| Who can use it | not found | not found |
Sources: Experian (free) page (checked 2026-10-12) · myFICO Free Plan page (checked 2026-10-12)
More on Experian (free) · More on myFICO Free Plan · All free credit score services
Score model: Experian (free) FICO Score 8, myFICO Free Plan FICO Score 8; Bureau data: Experian (free) Experian, myFICO Free Plan Equifax; Cost: Experian (free) Free, myFICO Free Plan $0; Credit report included: Experian (free) Yes (Experian), myFICO Free Plan Yes (Equifax, monthly); How often it updates: Experian (free) Daily (per Experian), myFICO Free Plan Monthly; Who can use it: Experian (free) not found, myFICO Free Plan not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.