Home › Credit › Free credit score services › myFICO Free Plan vs Credit Sesame
Both show a free credit score, but the model and bureau can differ, so the numbers may not match. Here's what each says on its own page.
| myFICO Free Plan | Credit Sesame | |
|---|---|---|
| Score model | FICO Score 8 | VantageScore 3.0 |
| Bureau data | Equifax | TransUnion |
| Cost | $0 | Free (paid Premium adds other bureaus) |
| Credit report included | Yes (Equifax, monthly) | Summary (TransUnion), weekly |
| How often it updates | Monthly | Daily |
| Who can use it | not found | not found |
Sources: myFICO Free Plan page (checked 2026-10-12) · Credit Sesame page (checked 2026-10-12)
More on myFICO Free Plan · More on Credit Sesame · All free credit score services
Score model: myFICO Free Plan FICO Score 8, Credit Sesame VantageScore 3.0; Bureau data: myFICO Free Plan Equifax, Credit Sesame TransUnion; Cost: myFICO Free Plan $0, Credit Sesame Free (paid Premium adds other bureaus); Credit report included: myFICO Free Plan Yes (Equifax, monthly), Credit Sesame Summary (TransUnion), weekly; How often it updates: myFICO Free Plan Monthly, Credit Sesame Daily; Who can use it: myFICO Free Plan not found, Credit Sesame not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.