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myFICO Free Plan vs WalletHub

Both show a free credit score, but the model and bureau can differ, so the numbers may not match. Here's what each says on its own page.

myFICO Free PlanWalletHub
Score modelFICO Score 8not found
Bureau dataEquifaxTransUnion
Cost$0Free
Credit report includedYes (Equifax, monthly)Yes (TransUnion)
How often it updatesMonthlyDaily
Who can use itnot foundnot found

Sources: myFICO Free Plan page (checked 2026-10-12) · WalletHub page (checked 2026-10-12)

More on myFICO Free Plan · More on WalletHub · All free credit score services

FAQ

What's the difference between myFICO Free Plan vs WalletHub?

Score model: myFICO Free Plan FICO Score 8, WalletHub not found; Bureau data: myFICO Free Plan Equifax, WalletHub TransUnion; Cost: myFICO Free Plan $0, WalletHub Free; Credit report included: myFICO Free Plan Yes (Equifax, monthly), WalletHub Yes (TransUnion); How often it updates: myFICO Free Plan Monthly, WalletHub Daily; Who can use it: myFICO Free Plan not found, WalletHub not found.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.