Home › Invest › Robo-advisors › Betterment vs Fidelity Go
Both invest for you automatically. Here's how Betterment and Fidelity Go compare on fees, minimums, tax-loss harvesting and cash.
| Betterment | Fidelity Go | |
|---|---|---|
| Advisory fee | $5/month, or 0.25%/yr with $24,000+ or $200+/mo recurring deposits; Premium 0.65% | $0 under $25,000; 0.35%/yr at $25,000+ |
| Minimum to start | No minimum balance | $0 to open; $10 to start investing |
| Tax-loss harvesting | Yes, included | not found |
| Cash account APY | Cash Reserve: 4.25% APY including a 0.75% boost (variable) | not found |
Sources: Betterment page (checked 2026-10-12) · Fidelity Go page (checked 2026-10-12)
More on Betterment · More on Fidelity Go · All robo-advisors
Advisory fee: Betterment $5/month, or 0.25%/yr with $24,000+ or $200+/mo recurring deposits; Premium 0.65%, Fidelity Go $0 under $25,000; 0.35%/yr at $25,000+; Minimum to start: Betterment No minimum balance, Fidelity Go $0 to open; $10 to start investing; Tax-loss harvesting: Betterment Yes, included, Fidelity Go not found; Cash account APY: Betterment Cash Reserve: 4.25% APY including a 0.75% boost (variable), Fidelity Go not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.