Home › Invest › Robo-advisors › Fidelity Go vs M1
Both invest for you automatically. Here's how Fidelity Go and M1 compare on fees, minimums, tax-loss harvesting and cash.
| Fidelity Go | M1 | |
|---|---|---|
| Advisory fee | $0 under $25,000; 0.35%/yr at $25,000+ | No management fee on self-directed accounts; $3/month platform fee, waived over $10,000 |
| Minimum to start | $0 to open; $10 to start investing | not found |
| Tax-loss harvesting | not found | not found |
| Cash account APY | not found | High-Yield Cash: 3.35% APY |
Sources: Fidelity Go page (checked 2026-10-12) · M1 page (checked 2026-10-12)
Advisory fee: Fidelity Go $0 under $25,000; 0.35%/yr at $25,000+, M1 No management fee on self-directed accounts; $3/month platform fee, waived over $10,000; Minimum to start: Fidelity Go $0 to open; $10 to start investing, M1 not found; Tax-loss harvesting: Fidelity Go not found, M1 not found; Cash account APY: Fidelity Go not found, M1 High-Yield Cash: 3.35% APY.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.