Home › Invest › Robo-advisors › Wealthfront vs SoFi Automated Investing
Both invest for you automatically. Here's how Wealthfront and SoFi Automated Investing compare on fees, minimums, tax-loss harvesting and cash.
| Wealthfront | SoFi Automated Investing | |
|---|---|---|
| Advisory fee | 0.25%/yr | 0.25%/yr |
| Minimum to start | $500 (Automated Investing Account, per Wealthfront support) | $50 |
| Tax-loss harvesting | Yes, daily, all taxable accounts, no extra charge | No (SoFi support says it doesn't offer automated tax-loss harvesting) |
| Cash account APY | Cash Account: 3.55% base APY (as of 10/01/2026); 0.65% boost for new clients for 3 months | not found |
Sources: Wealthfront page (checked 2026-10-12) · SoFi Automated Investing page (checked 2026-10-12)
More on Wealthfront · More on SoFi Automated Investing · All robo-advisors
Advisory fee: Wealthfront 0.25%/yr, SoFi Automated Investing 0.25%/yr; Minimum to start: Wealthfront $500 (Automated Investing Account, per Wealthfront support), SoFi Automated Investing $50; Tax-loss harvesting: Wealthfront Yes, daily, all taxable accounts, no extra charge, SoFi Automated Investing No (SoFi support says it doesn't offer automated tax-loss harvesting); Cash account APY: Wealthfront Cash Account: 3.55% base APY (as of 10/01/2026); 0.65% boost for new clients for 3 months, SoFi Automated Investing not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.