Car buying help

A step-by-step car-buying plan built by someone who worked in dealership sales and management: your target out-the-door price, the add-ons to say no to (with exact words to use), credit union vs dealer financing with the math, written out-the-door quote requests to nearby franchised dealers, a tool that lines up dealer quotes and flags junk fees, and a finance-office checklist.

Why trust this: VaultRubric's owner spent years in dealership sales and management. This guide explains how the deal is built from the other side of the desk, and every number is either cited or yours.

Your target out-the-door price, figured with your state's tax
Add-ons to decline, with the exact words to say
Credit union vs dealer financing, math shown
Nearby franchised dealers and a professional out-the-door quote request for each (you send it, or press send; nothing goes out without your click)
Quote comparison that itemizes every line and flags junk add-ons and markups
A checklist for the finance office

No savings are promised. You stay in control of every message and every signature.

Car buying help is part of VaultRubric Pro. Cancel anytime before day 8 and you pay nothing.

Unlock with Pro, 7 days free, then $7/mo Member sign in

Done for you: we handle the dealers

$99 per vehicle purchase for Pro members. $149 for everyone else, and that includes your first month of Pro free (card required; after the free month Pro is $7/mo unless you cancel, which you can do anytime in one click). One-time fee, not a subscription.

We contact the franchised dealers you pick for written, itemized out-the-door quotes on the vehicle you want.
We handle the email back-and-forth, push back on junk add-ons and markups, and ask each dealer to beat the best written quote.
We line up every quote side by side with the math, and tell you which one is the best out-the-door deal.
We review the dealer's buyer's order with you before you sign, using the finance-office checklist.
One vehicle purchase. You make every decision and you sign the paperwork yourself; we never sign or pay for you.

Refunds

Full refund if you cancel before we contact any dealer.
If we've contacted dealers but you don't buy within 60 days, we refund 50%.
No refund after you sign a purchase contract that came from a quote we got for you.
We don't guarantee any price or savings.
For $149 buyers, the free Pro month can be cancelled anytime and isn't charged if cancelled before day 31.
Request a refund at /contact within 30 days of payment.

Full terms: Terms.

No savings are promised or guaranteed. Prices depend on the vehicle, the dealers, your credit and the market. We can't make any dealer sell at a given price.

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Free for everyone: the car-buying guides and calculators.