Home › Save › Money transfer apps › Cash App vs PayPal
Both move money between people. Here's how Cash App and PayPal compare on fees and what happens if something goes wrong.
| Cash App | PayPal | |
|---|---|---|
| Instant transfer fee | 0.5%–1.75% ($0.25 min) | 1.75% ($0.25 min, $25 max) |
| Standard transfer | Free, typically 1–3 business days | Free bank transfer |
| Can you cancel a payment? | not found | not found |
| International | not found | Yes (fees vary) |
Sources: Cash App page (checked 2026-10-12) · PayPal page (checked 2026-10-12)
Instant transfer fee: Cash App 0.5%–1.75% ($0.25 min), PayPal 1.75% ($0.25 min, $25 max); Standard transfer: Cash App Free, typically 1–3 business days, PayPal Free bank transfer; Can you cancel a payment?: Cash App not found, PayPal not found; International: Cash App not found, PayPal Yes (fees vary).
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.