Home › Save › Money transfer apps › Cash App vs Wise
Both move money between people. Here's how Cash App and Wise compare on fees and what happens if something goes wrong.
| Cash App | Wise | |
|---|---|---|
| Instant transfer fee | 0.5%–1.75% ($0.25 min) | not found |
| Standard transfer | Free, typically 1–3 business days | Fee varies by amount and currency (calculator on page) |
| Can you cancel a payment? | not found | not found |
| International | not found | Yes |
Sources: Cash App page (checked 2026-10-12) · Wise page (checked 2026-10-12)
Instant transfer fee: Cash App 0.5%–1.75% ($0.25 min), Wise not found; Standard transfer: Cash App Free, typically 1–3 business days, Wise Fee varies by amount and currency (calculator on page); Can you cancel a payment?: Cash App not found, Wise not found; International: Cash App not found, Wise Yes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.