Home › Save › Money transfer apps › Venmo vs PayPal
Both move money between people. Here's how Venmo and PayPal compare on fees and what happens if something goes wrong.
| Venmo | PayPal | |
|---|---|---|
| Instant transfer fee | 1.75% ($0.25 min, $25 max) | 1.75% ($0.25 min, $25 max) |
| Standard transfer | Free bank transfer | Free bank transfer |
| Can you cancel a payment? | not found | not found |
| International | No | Yes (fees vary) |
Sources: Venmo page (checked 2026-10-12) · PayPal page (checked 2026-10-12)
Instant transfer fee: Venmo 1.75% ($0.25 min, $25 max), PayPal 1.75% ($0.25 min, $25 max); Standard transfer: Venmo Free bank transfer, PayPal Free bank transfer; Can you cancel a payment?: Venmo not found, PayPal not found; International: Venmo No, PayPal Yes (fees vary).
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.