Home › Save › Money transfer apps › Zelle vs Cash App
Both move money between people. Here's how Zelle and Cash App compare on fees and what happens if something goes wrong.
| Zelle | Cash App | |
|---|---|---|
| Instant transfer fee | Typically no fee (check with your bank) | 0.5%–1.75% ($0.25 min) |
| Standard transfer | Typically minutes | Free, typically 1–3 business days |
| Can you cancel a payment? | Generally no, if the recipient is enrolled | not found |
| International | No (US only) | not found |
Sources: Zelle page (checked 2026-10-12) · Cash App page (checked 2026-10-12)
Instant transfer fee: Zelle Typically no fee (check with your bank), Cash App 0.5%–1.75% ($0.25 min); Standard transfer: Zelle Typically minutes, Cash App Free, typically 1–3 business days; Can you cancel a payment?: Zelle Generally no, if the recipient is enrolled, Cash App not found; International: Zelle No (US only), Cash App not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.