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Mortgage calculator by state

Pick your state for a mortgage calculator pre-filled with its average effective property tax rate. Highest: New Jersey (1.88%); lowest: Hawaii (0.29%). U.S. average 0.90%.

Tax Foundation, Facts & Figures 2026, Table 33, Calendar year 2024 data (Census ACS), published May 28, 2026.

Alabama0.37% property tax
Alaska0.94% property tax
Arizona0.48% property tax
Arkansas0.56% property tax
California0.7% property tax
Colorado0.5% property tax
Connecticut1.54% property tax
Delaware0.54% property tax
District of Columbia0.6% property tax
Florida0.78% property tax
Georgia0.79% property tax
Hawaii0.29% property tax
Idaho0.5% property tax
Illinois1.88% property tax
Indiana0.76% property tax
Iowa1.33% property tax
Kansas1.21% property tax
Kentucky0.74% property tax
Louisiana0.55% property tax
Maine0.98% property tax
Maryland0.92% property tax
Massachusetts1% property tax
Michigan1.19% property tax
Minnesota1% property tax
Mississippi0.58% property tax
Missouri0.89% property tax
Montana0.61% property tax
Nebraska1.44% property tax
Nevada0.5% property tax
New Hampshire1.5% property tax
New Jersey1.88% property tax
New Mexico0.63% property tax
New York1.3% property tax
North Carolina0.66% property tax
North Dakota0.92% property tax
Ohio1.36% property tax
Oklahoma0.79% property tax
Oregon0.81% property tax
Pennsylvania1.26% property tax
Rhode Island1.12% property tax
South Carolina0.49% property tax
South Dakota1% property tax
Tennessee0.52% property tax
Texas1.4% property tax
Utah0.48% property tax
Vermont1.51% property tax
Virginia0.78% property tax
Washington0.75% property tax
West Virginia0.51% property tax
Wisconsin1.32% property tax
Wyoming0.53% property tax

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FAQ

Which state has the highest property taxes?

By mean effective rate on owner-occupied homes, New Jersey and Illinois (1.88%), per Tax Foundation, Facts & Figures 2026, Table 33 (Calendar year 2024 data (Census ACS), published May 28, 2026).

Which state has the lowest property taxes?

Hawaii at 0.29%, then Alabama (0.37%).

Is this financial advice?

No. Estimates, not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.