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Pricing

Start my deal: we draft it, you send it. $0 today. Your card is charged only after we verify your signed paperwork.

You save a card, and it is charged $299 ($199 for the first 50 deals) only after our staff verify your signed paperwork.

We review your dealer quotes and draft every reply. You send each message yourself, and VaultRubric never contacts the dealer.

If the deal you sign isn’t at least $500 below your best written, itemized out-the-door quote for the same vehicle, dated within 14 days of the day you upload it, you pay $0.

Not offered in AZ, CO, NV, CA, IN, AR, MS, TX, ND, SD, PA, WV. A one-time DIY Audit is available in every state.

In short

  • Price: $0 today · $299 when you sign · $199 for the first 50 deals.
  • When you pay: $0 to start. You save a card, and it’s charged only after we verify your signed deal.
  • Guarantee: Beat your best written quote by $500, or you pay $0. Provide your best written, itemized out-the-door (OTD) quote for the same vehicle, dated within 14 days of the day you upload it to your Deal Vault.
  • Availability: Start my deal is available in 39 supported jurisdictions; it is not available yet in AZ, CO, NV, CA, IN, AR, MS, TX, ND, SD, PA, WV. The $39 DIY Audit is available in all 50 states + D.C. $39 DIY Audit (one-time, all 50 states + D.C.): one-time payment, no subscription. It’s the main option in the 12 states where Start my deal isn’t offered.
  • What we do and don’t do: You send every dealer message yourself, from your own phone or email, using copy-and-paste replies we draft in your Deal Vault. VaultRubric never contacts dealers for you.

We draft it, you send it.

$500 better than your best quote, or you pay $0.

Start my deal

Three options, one rule for where each works. Don’t get played, never sign blind.

All options

Free Fee Check

$0

No card needed. Available in all 50 states + D.C.

Upload a dealer quote and get an A–F grade, how many charges are worth questioning in each category, and one total. The grade is a negotiation signal, not a legal finding.

Check my quote free →

Start my deal

$0 today

Founding price · first 50 deals

$199when you sign
$299after the first 50 deals

Founding price: $199 for the first 50 deals, then $299. Your price is locked when you save your card at the start of your deal: if a founding spot is open at that moment, that deal is $199, even if the spots run out before you sign.

Beat-your-quote guarantee. Beat your best written quote by $500, or you pay $0. Terms

Start my dealCheck my quote free

You stay in control and send every dealer message. We review your quotes and draft your replies. Your contact details never go to a dealer through us, and nothing is sent or agreed without you: you choose what to send, when, and to whom.

No card to start. After you see our service price in writing and agree to it, you save a card with Stripe (stored, not charged). We charge $299 ($199 for the first 50 deals) only after our staff verify your signed paperwork. Full refund policy.

No quote yet? To qualify for the $500 guarantee, provide a current written, itemized out-the-door quote for the same vehicle, dated within 14 days of the day you upload it. If you don’t have one yet, you can still use the free Fee Check and start your search. The guarantee applies once you provide a qualifying quote: eligibility starts the day you upload it to your Deal Vault, and it covers the deal you sign after that.

Guarantee terms

$500 Beat-Your-Quote Guarantee: Provide your best written, itemized out-the-door (OTD) quote for the same vehicle, dated within 14 days of the day you upload it to your Deal Vault. If the deal you sign isn’t at least $500 lower in OTD price than that quote for the same vehicle (same year, make, model, trim and new/used condition), you pay $0. Not covered: deals signed before you provide a qualifying quote; quotes that aren’t in writing or itemized, leave out required fees, or are older than 14 days; changing the vehicle after you start; fleet, commercial or special-order vehicles. Hitting your personal target price is not guaranteed, and you always decide whether to buy.

  • Send us every dealer quote and text. We read it and draft your reply.
  • You copy, paste and send it yourself. We never contact the dealer.
  • We point out every fee worth questioning, in plain English, before you sign.
  • We check your final paperwork against the deal you agreed to.

Available: every state and D.C. except AZ, CO, NV, CA, IN, AR, MS, TX, ND, SD, PA, WV.

$39 DIY Audit (one-time, all 50 states + D.C.)

$39

Who can buy it: buyers in all 50 states + D.C. It’s the main option in AZ, CO, NV, CA, IN, AR, MS, TX, ND, SD, PA, WV, where Start my deal isn’t offered. One-time $39, paid at checkout, never renews.

What’s included:

  • Line-item fee & out-the-door audit (software)
  • Copy-paste counter-offer scripts you send
  • Automated pre-signing contract check (no human review)
  • No drafted replies and no $500 guarantee

$39 DIY Audit — refunds: Full $39 refund if you cancel before your audit is generated. Once your audit is generated on screen it is final, except for a duplicate charge or a technical failure that keeps your audit from being generated: report either to support@vaultrubric.com within 14 days of purchase for a full refund.

Start the $39 DIY Audit →

Where each option is available

Where it works: Start my deal is available in 39 supported jurisdictions; it is not available yet in AZ, CO, NV, CA, IN, AR, MS, TX, ND, SD, PA, WV. The $39 DIY Audit is available in all 50 states + D.C. See the $39 DIY Audit (one-time, all 50 states + D.C.).

Free Fee Check and state fee guides: all 50 states plus D.C. Start my deal (our pay-on-close service): 39 supported jurisdictions, every state and D.C. except AZ, CO, NV, CA, IN, AR, MS, TX, ND, SD, PA, WV. $39 DIY Audit (one-time, all 50 states + D.C.): one-time payment, no subscription. It’s the main option in the 12 states where Start my deal isn’t offered.

Where each option is available
OptionAvailable inPrice
Free Fee Check & state guidesAll 50 states + D.C.Free, no card
Start my dealEvery state + D.C. except AZ, CO, NV, CA, IN, AR, MS, TX, ND, SD, PA, WV
Supported list (39)

AL, AK, CT, DE, DC, FL, GA, HI, ID, IL, IA, KS, KY, LA, ME, MD, MA, MI, MN, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, OR, RI, SC, TN, UT, VT, VA, WA, WI, WY

$0 today, $299 after verified signing ($199 founding price)
$39 DIY Audit (one-time, all 50 states + D.C.)All 50 states + D.C.One-time payment, no subscription

The guarantee

No quote yet? To qualify for the $500 guarantee, provide a current written, itemized out-the-door quote for the same vehicle, dated within 14 days of the day you upload it. If you don’t have one yet, you can still use the free Fee Check and start your search. The guarantee applies once you provide a qualifying quote: eligibility starts the day you upload it to your Deal Vault, and it covers the deal you sign after that.

$500 Beat-Your-Quote Guarantee: Provide your best written, itemized out-the-door (OTD) quote for the same vehicle, dated within 14 days of the day you upload it to your Deal Vault. If the deal you sign isn’t at least $500 lower in OTD price than that quote for the same vehicle (same year, make, model, trim and new/used condition), you pay $0. Not covered: deals signed before you provide a qualifying quote; quotes that aren’t in writing or itemized, leave out required fees, or are older than 14 days; changing the vehicle after you start; fleet, commercial or special-order vehicles. Hitting your personal target price is not guaranteed, and you always decide whether to buy.

  • What you need: your best written, itemized OTD quote, dated within 14 days of the day you upload it. No quote yet? Start anyway; the guarantee applies from the day you upload a qualifying quote.
  • What we compare: out-the-door price for the same vehicle (same year, make, model, trim and new/used condition).
  • If we don’t beat it by $500: you pay $0.
  • Not covered: quotes that aren’t written or itemized, leave out required fees, or are older than 14 days; changing the vehicle after you start; fleet, commercial or special-order vehicles.

How Start my deal works

(show details)

You send every dealer message yourself, from your own phone or email, using copy-and-paste replies we draft in your Deal Vault. VaultRubric never contacts dealers for you.

How payment works: No card to start. After you see our service price in writing and agree to it, you save a card with Stripe (stored, not charged). We charge $299 ($199 for the first 50 deals) only after our staff verify your signed paperwork.

Founding price lock: Your price is locked when you save your card at the start of your deal: if a founding spot is open at that moment, that deal is $199, even if the spots run out before you sign.

Compare what’s included

What you getFree Fee CheckStart my dealDIY Audit (all states)
A–F grade & category countsYesYesYes
Line-item fee & out-the-door auditNoYesYes (software)
A drafted reply to each dealer message (you send it)NoYes, within 1 business dayScripts only
Pre-signing contract checkNoHuman reviewAutomated
$500 beat-your-quote guaranteeNoYesNo
When you payNeverOnly after we verify your signed paperworkAt checkout

Results & sample audit · Full terms & refunds · Questions? Contact us

Car Deal CheckerWe draft it, you send it.

$500 better than your best quote, or you pay $0 (applies once you upload a written, itemized out-the-door quote dated within 14 days). Free Fee Check first; $0 until you sign. Not available in all states, see terms

Start my deal →50-State Fee Rules →

FAQ

Is Start my deal $0 today?

Yes. Start my deal is $0 today. You save a card, and it is charged $299 ($199 for the first 50 deals) only after our staff verify your signed purchase paperwork. If you don't buy, you pay nothing.

What kind of help is Start my deal?

Start my deal: we draft it, you send it. We review your dealer quotes and draft every reply in your Deal Vault, and you send it yourself from your own phone or email. VaultRubric never contacts dealers for you.

How is this different from services that negotiate for me?

Some services contact dealers on your behalf; with VaultRubric you send every message and the dealer only hears from you.

Do you contact the dealer for me?

You send every dealer message yourself, from your own phone or email, using copy-and-paste replies we draft in your Deal Vault. VaultRubric never contacts dealers for you.

When is my card charged?

No card to start. After you see our service price in writing and agree to it, you save a card with Stripe (stored, not charged). We charge $299 ($199 for the first 50 deals) only after our staff verify your signed paperwork. Start my deal — what you pay: $0 today. $299 ($199 for the first 50 deals) is charged only after our staff verify your signed purchase paperwork, never on a self-report. You pay $0 if you don’t buy, if you cancel before you sign, or if we don’t beat your best written quote by $500. Charged in error? Full refund if reported within 30 days.

What is the guarantee?

$500 Beat-Your-Quote Guarantee: Provide your best written, itemized out-the-door (OTD) quote for the same vehicle, dated within 14 days of the day you upload it to your Deal Vault. If the deal you sign isn’t at least $500 lower in OTD price than that quote for the same vehicle (same year, make, model, trim and new/used condition), you pay $0. Not covered: deals signed before you provide a qualifying quote; quotes that aren’t in writing or itemized, leave out required fees, or are older than 14 days; changing the vehicle after you start; fleet, commercial or special-order vehicles. Hitting your personal target price is not guaranteed, and you always decide whether to buy.

Can I start without a dealer quote?

To qualify for the $500 guarantee, provide a current written, itemized out-the-door quote for the same vehicle, dated within 14 days of the day you upload it. If you don’t have one yet, you can still use the free Fee Check and start your search. The guarantee applies once you provide a qualifying quote: eligibility starts the day you upload it to your Deal Vault, and it covers the deal you sign after that.

Is Start my deal available in my state?

Free Fee Check and state fee guides: all 50 states plus D.C. Start my deal (our pay-on-close service): 39 supported jurisdictions, every state and D.C. except AZ, CO, NV, CA, IN, AR, MS, TX, ND, SD, PA, WV. $39 DIY Audit (one-time, all 50 states + D.C.): one-time payment, no subscription. It’s the main option in the 12 states where Start my deal isn’t offered. The checker tells you before any card is saved.

How does the founding price work?

Founding price: $199 for the first 50 deals, then $299. Your price is locked when you save your card at the start of your deal: if a founding spot is open at that moment, that deal is $199, even if the spots run out before you sign.

Educational auto deal, sales tax, doc-fee, and loan/lease math only — not legal, tax, or financial advice. Dealerships are independent sellers; verify all out-the-door figures on your written buyer's order before signing.