Home › Benefits › SNAP income limits 2027
Direct answer: For Oct. 1, 2026 through Sept. 30, 2027, most households in the 48 states and D.C. must have gross monthly income at or below 130% of poverty, $1,729 for one person or $3,575 for four, and net income at or below $1,330 or $2,750. Households with someone 60+ or disabled only face the net test.
By the numbers: FY2027 maximum SNAP allotment for a family of four in the 48 states and D.C.: $1,023 a month; minimum benefit for 1-2 person households: $25. Source: USDA FNA FY2027 COLA memo, Aug. 21, 2026
“In most cases, your household must meet both the gross and net income limits described below or you are not eligible for SNAP and cannot receive benefits.” — USDA FNA: SNAP Eligibility
Updated 2026-10-17
For FY2027 (Oct. 1, 2026 to Sept. 30, 2027) in the 48 states, D.C., Guam and the Virgin Islands: gross monthly income limits of $1,729 for 1 person, $2,345 for 2, $2,960 for 3, $3,575 for 4, up to $6,037 for 8, plus $616 per extra person. Net limits are $1,330, $1,804, $2,277, $2,750, up to $4,644, plus $474. Alaska and Hawaii are higher.
$1,023 a month in the 48 states and D.C. for FY2027. Alaska ranges from $1,306 to $2,027 depending on area, Hawaii is $1,655, Guam $1,507 and the Virgin Islands $1,315. Most households get less: the benefit is the maximum minus 30% of net income.
Yes. A household with a member 60 or older or disabled only has to meet the net income limit, can deduct medical costs over $35 a month, has no cap on the shelter deduction, and has a $4,750 asset limit instead of $3,000.
Start with gross income, subtract 20% of earnings, the standard deduction ($217 for 1 to 3 people in the 48 states and D.C.), dependent care, child support and allowed medical costs, then shelter costs above half of what's left (capped at $769 unless someone is 60+ or disabled). The benefit is the maximum allotment minus 30% of that net income, rounded up.
$3,000 in countable resources, or $4,750 if at least one member is 60 or older or disabled. A home and lot, most retirement plans, and resources of people on SSI or TANF don't count. Many states use broad-based categorical eligibility, which can change these limits.
Online through the One DHS Customer Portal, in person at a Tennessee DHS office (it has offices in every county), or by mail. After you apply you'll have an eligibility interview, often by phone, and must submit verification documents. The One DHS Contact Center is 833-772-8347 (833-772-TDHS).
No. It's an estimate using the FY2027 federal figures. Your state agency decides eligibility and the amount, and it may use a set utility allowance, broad-based categorical eligibility, and rules that changed under the One Big Beautiful Bill Act of 2025.
As of Oct. 17, 2026 · FY2027 figures
Most households must pass two monthly income tests: gross income at or below 130% of the poverty line and net income at or below 100%. If anyone in the household is 60 or older or disabled, only the net test applies.
The math:
Sources: FNA income standards · FY2027 COLA memo · FNA eligibility page
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Monthly amounts. A rough estimate using FY2027 federal rules. Nothing you type leaves your phone.
In effect from Oct. 1, 2026 through Sept. 30, 2027 (FNA income standards · FY2027 COLA memo). Gross income is total countable income before deductions; net income is after the deductions listed below.
| Household size | Gross (130%) | Net (100%) |
|---|---|---|
| 1 | $1,729 | $1,330 |
| 2 | $2,345 | $1,804 |
| 3 | $2,960 | $2,277 |
| 4 | $3,575 | $2,750 |
| 5 | $4,191 | $3,224 |
| 6 | $4,806 | $3,697 |
| 7 | $5,421 | $4,170 |
| 8 | $6,037 | $4,644 |
| Each additional person | +$616 | +$474 |
| Household size | Alaska gross | Alaska net | Hawaii gross | Hawaii net |
|---|---|---|---|---|
| 1 | $2,162 | $1,663 | $1,989 | $1,530 |
| 2 | $2,931 | $2,255 | $2,697 | $2,075 |
| 3 | $3,700 | $2,846 | $3,404 | $2,619 |
| 4 | $4,469 | $3,438 | $4,112 | $3,163 |
| 5 | $5,238 | $4,030 | $4,819 | $3,707 |
| 6 | $6,008 | $4,621 | $5,527 | $4,251 |
| 7 | $6,777 | $5,213 | $6,234 | $4,795 |
| 8 | $7,546 | $5,805 | $6,941 | $5,340 |
| Each additional person | +$770 | +$592 | +$708 | +$545 |
| Household size | 48 states, D.C., Guam, VI | Alaska | Hawaii |
|---|---|---|---|
| 1 | $2,195 | $2,744 | $2,525 |
| 2 | $2,976 | $3,720 | $3,423 |
| 3 | $3,757 | $4,696 | $4,321 |
| 4 | $4,538 | $5,672 | $5,219 |
| 5 | $5,319 | $6,649 | $6,116 |
| 6 | $6,100 | $7,625 | $7,014 |
| 7 | $6,881 | $8,601 | $7,912 |
| 8 | $7,662 | $9,577 | $8,810 |
| Each additional person | +$781 | +$977 | +$898 |
The 165% table is for a person 60 or older who can't buy and prepare meals separately because of a permanent disability (and their spouse). They can be their own SNAP household if the people they live with have income at or below these amounts.
| Household size | 48 states & D.C. | Alaska urban | Alaska rural 1 | Alaska rural 2 | Hawaii | Guam | Virgin Islands |
|---|---|---|---|---|---|---|---|
| 1 | $306 | $392 | $499 | $608 | $496 | $452 | $394 |
| 2 | $562 | $718 | $916 | $1,115 | $910 | $829 | $723 |
| 3 | $808 | $1,032 | $1,316 | $1,602 | $1,307 | $1,191 | $1,039 |
| 4 | $1,023 | $1,306 | $1,666 | $2,027 | $1,655 | $1,507 | $1,315 |
| 5 | $1,217 | $1,555 | $1,982 | $2,413 | $1,969 | $1,794 | $1,565 |
| 6 | $1,463 | $1,868 | $2,382 | $2,900 | $2,367 | $2,156 | $1,880 |
| 7 | $1,616 | $2,064 | $2,632 | $3,204 | $2,615 | $2,382 | $2,078 |
| 8 | $1,841 | $2,352 | $2,999 | $3,650 | $2,979 | $2,714 | $2,367 |
| 9-17: each additional person | +$225 | +$287 | +$366 | +$446 | +$364 | +$331 | +$289 |
| 18 or more (cap) | $3,887 | $4,965 | $6,331 | $7,705 | $6,289 | $5,729 | $4,997 |
| Minimum benefit (1-2 people) | $25 | $31 | $40 | $49 | $40 | $36 | $32 |
Source: FY2027 COLA memo. Most households receive less than the maximum: the allotment is the maximum minus 30% of net income.
| Area | 1-2 people | 3 | 4 | 5 | 6+ | Shelter cap |
|---|---|---|---|---|---|---|
| 48 states & D.C. | $217 | $217 | $229 | $268 | $308 | $769 |
| Alaska | $371 | $371 | $371 | $371 | $385 | $1,229 |
| Hawaii | $306 | $306 | $306 | $309 | $354 | $1,036 |
| Guam | $435 | $435 | $457 | $536 | $614 | $903 |
| Virgin Islands | $191 | $191 | $229 | $268 | $308 | $606 |
Sources: FY2027 COLA memo · FNA eligibility page.
$1,500 earnings + $550 Social Security = $2,050 gross, under the $3,575 limit. Minus 20% of earnings ($300) and the $229 four-person standard deduction, minus $362 child care = $1,159. Half of that is $579.50; $700 shelter costs minus that leaves a $120.50 excess shelter deduction, so net income is $1,038.50, under the $2,750 net limit. 30% of net, rounded up, is $312; $1,023 − $312 = $711 a month.
This uses FNA's own example household (FNA eligibility page). FNA's page subtracts a $217 standard deduction and gets $706; the FY2027 COLA memo lists $229 for a four-person household, which gives $711. We use the memo's table.
Tennessee DHS (TDHS) runs SNAP in Tennessee and says program eligibility is based on federal guidelines (TN DHS applying).
Heads-up: as of our check, TDHS's eligibility page still lists a $4,500 asset limit for households with a member 60+ or disabled and a $744 shelter cap. The FY2027 federal figures are $4,750 and $769. TDHS's linked “Income 2027” PDF couldn't be retrieved by our checker. Confirm current figures with TDHS.
Sources: TN DHS applying · TN DHS eligibility.
Source: FNA eligibility page.
Facts and an estimate only. VaultRubric isn't a SNAP agency and doesn't decide eligibility. Your state makes the decision.
The usda.gov copy of the COLA memo didn't load for our checker; we read the identical memo posted by the Alaska Department of Health and matched its tables to FNA's income standards PDF.
For FY2027 (Oct. 1, 2026 to Sept. 30, 2027) in the 48 states, D.C., Guam and the Virgin Islands: gross monthly income limits of $1,729 for 1 person, $2,345 for 2, $2,960 for 3, $3,575 for 4, up to $6,037 for 8, plus $616 per extra person. Net limits are $1,330, $1,804, $2,277, $2,750, up to $4,644, plus $474. Alaska and Hawaii are higher.
$1,023 a month in the 48 states and D.C. for FY2027. Alaska ranges from $1,306 to $2,027 depending on area, Hawaii is $1,655, Guam $1,507 and the Virgin Islands $1,315. Most households get less: the benefit is the maximum minus 30% of net income.
Yes. A household with a member 60 or older or disabled only has to meet the net income limit, can deduct medical costs over $35 a month, has no cap on the shelter deduction, and has a $4,750 asset limit instead of $3,000.
Start with gross income, subtract 20% of earnings, the standard deduction ($217 for 1 to 3 people in the 48 states and D.C.), dependent care, child support and allowed medical costs, then shelter costs above half of what's left (capped at $769 unless someone is 60+ or disabled). The benefit is the maximum allotment minus 30% of that net income, rounded up.
$3,000 in countable resources, or $4,750 if at least one member is 60 or older or disabled. A home and lot, most retirement plans, and resources of people on SSI or TANF don't count. Many states use broad-based categorical eligibility, which can change these limits.
Online through the One DHS Customer Portal, in person at a Tennessee DHS office (it has offices in every county), or by mail. After you apply you'll have an eligibility interview, often by phone, and must submit verification documents. The One DHS Contact Center is 833-772-8347 (833-772-TDHS).
No. It's an estimate using the FY2027 federal figures. Your state agency decides eligibility and the amount, and it may use a set utility allowance, broad-based categorical eligibility, and rules that changed under the One Big Beautiful Bill Act of 2025.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.