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Barclays vs Happen Bank CD rates

Barclays and Happen Bank CD rates side by side for each term. Green = the higher rate.

On terms both offer, Barclays pays more on 3 and Happen Bank on 1 (as of 2026-10-12).

TermBarclaysHappen Bank
6-month4.00%4.30%
1-year4.50%3.50%
18-month4.50%—
2-year4.75%4.60%
3-year4.50%—
5-year4.75%3.40%
Min to open$0$500

Sources: Barclays, Happen Bank.

Barclays CD details · Happen Bank CD details

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FAQ

Which has better CD rates, Barclays or Happen Bank?

On terms both list, Barclays is higher on 3 and Happen Bank on 1, as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.