EverBank4.2% APY · min $0.00 · as of 2026-10-12 · source
+$370/yr
Bread Savings4.05% APY · min $1.00 · as of 2026-10-12 · source
+$355/yr
Bask Bank3.9% APY · min $0.00 · as of 2026-10-12 · source
+$340/yr
Openbank3.8% APY · min $0.01 · as of 2026-10-12 · source
+$330/yr
CIT Bank Platinum Savings3.75% APY · min $5,000 · as of 2026-10-12 · source
+$325/yr
Synchrony ⚑3.55% APY · min $0.00 · as of 2026-10-10 · source
+$305/yr
Wealthfront Cash3.55% APY · min $0.00 · as of 2026-10-12 · source
+$305/yr
Marcus by Goldman Sachs3.5% APY · min $0.00 · as of 2026-10-12 · source
+$300/yr
Yearly difference = balance × (APY − your APY) − monthly fees × 12; accounts whose APY minimum exceeds your balance are left out. ⚑ = APY from a third-party site. Rates change: verify on the bank's site. All rates · Watch a bank's APY
FAQ
How is the difference calculated?
Savings: balance × (top APY − your APY) minus monthly fees × 12, using sourced standard APYs. Fees: your platform's (or your entered) yearly cost minus the cheapest complete estimate for the same activity.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.