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CIT Bank vs Happen Bank CD rates

CIT Bank and Happen Bank CD rates side by side for each term. Green = the higher rate.

On terms both offer, CIT Bank pays more on 1 and Happen Bank on 3 (as of 2026-10-12).

TermCIT BankHappen Bank
6-month3.75%4.30%
1-year4.00%3.50%
18-month2.75%—
2-year0.40%4.60%
3-year0.40%—
5-year0.50%3.40%
Min to open$1,000$500

Sources: CIT Bank, Happen Bank.

CIT Bank CD details · Happen Bank CD details

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FAQ

Which has better CD rates, CIT Bank or Happen Bank?

On terms both list, CIT Bank is higher on 1 and Happen Bank on 3, as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.