Home › Checking › Bask Bank vs Capital One 360

Bask Bank vs Capital One 360 checking

Bask Bank and Capital One 360 checking side by side: fees, minimums, interest, ATMs and overdraft.

APY

Bask Bank: 1.00% APY base rate
Capital One 360: 0.10% APY on all balance tiers

Monthly fee

Bask Bank: $0
Capital One 360: $0

Min to open

Bask Bank: $0
Capital One 360: $0

Min balance

Bask Bank: $0
Capital One 360: $0

ATMs

Bask Bank: 55,000+ surcharge-free Allpoint ATMs
Capital One 360: 70,000+ fee-free Capital One, MoneyPass and Allpoint ATMs; out-of-network owners may charge

Overdraft

Bask Bank: not found
Capital One 360: No overdraft fees (no-fee overdraft option)

Sources: Bask Bank, Capital One 360 (2026-10-12).

More rates

• CD rates
• Money market rates
• Checking accounts
• Savings rates
• Savings Index & rate history
• Am I overpaying?

FAQ

Which pays more interest on checking, Bask Bank or Capital One 360?

Bask Bank has the higher stated top-tier APY as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.