Home › Checking › Bask Bank vs CIT Bank

Bask Bank vs CIT Bank checking

Bask Bank and CIT Bank checking side by side: fees, minimums, interest, ATMs and overdraft.

APY

Bask Bank: 1.00% APY base rate
CIT Bank: 0.25% APY with $25,000+ balance; 0.10% below (APY field shows the top tier)

Monthly fee

Bask Bank: $0
CIT Bank: $0

Min to open

Bask Bank: $0
CIT Bank: $100

Min balance

Bask Bank: $0
CIT Bank: $0

ATMs

Bask Bank: 55,000+ surcharge-free Allpoint ATMs
CIT Bank: CIT charges no ATM fees; up to $30/month of other banks' ATM fees reimbursed

Overdraft

Bask Bank: not found
CIT Bank: No overdraft fees

Sources: Bask Bank, CIT Bank (2026-10-12).

More rates

• CD rates
• Money market rates
• Checking accounts
• Savings rates
• Savings Index & rate history
• Am I overpaying?

FAQ

Which pays more interest on checking, Bask Bank or CIT Bank?

Bask Bank has the higher stated top-tier APY as of 2026-10-12.

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.