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Is EverBank a good checking account?

What EverBank checking costs and pays, read from the bank's own page. Use Compare below to see it next to another bank.

The facts: monthly fee $0, minimum to open $100, APY Tiered APY (shown at $2,500 balance) (#8 of 9 interest-paying accounts we track).

Account

Performance Checking

Minimum balance

$0

ATMs

No EverBank ATM fees; up to $15/month of other U.S. ATM fees reimbursed

Overdraft

Overdraft transfer fee $0; overdraft item fee not found

Source

bank page (2026-10-12)

Compare

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More rates

• CD rates
• Money market rates
• Checking accounts
• Savings rates
• Savings Index & rate history
• Am I overpaying?

FAQ

Does EverBank checking have fees?

Monthly fee: $0; overdraft: Overdraft transfer fee $0; overdraft item fee not found (per the bank's page, 2026-10-12).

Where do these rates come from?

Each rate is read from the bank's own public page on the date shown and linked. Rates change often: confirm on the bank's site before opening. Not financial advice.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.