No customer-funds hack in our sourced record for Capital One 360. Deposits: FDIC; Capital One, N.A., up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 2.
Data as of · Last updated · By VaultRubric Research · How we score · Not investment advice.
No customer-funds hack in our sourced record for Capital One 360. Deposits: FDIC; Capital One, N.A., up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 2.
Visit Capital One 360: savings account ↗
This page answers “Is Capital One 360 safe?” only from VaultRubric's sourced record (security incidents, regulatory actions, licensing and protections), as of 2026-10-12. It is not a guarantee: no platform is risk-free, and safety also depends on how you use it (2FA, phishing, backups).
Regulatory record: 9.0/10. Base 10, 0 CFPB 2025-01-14 (dismissed), −1 Court (class action) 2026-04-20
Overall VaultRubric score across all high-yield savings options we track: 90.8% (data coverage 100%). How incidents are scored · hack cap.
No customer-funds hack in our sourced record for Capital One 360. Deposits: FDIC; Capital One, N.A., up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 2. No platform is risk-free; see the full record on this page.
Our record tracks regulatory actions and outages for banks and brokers rather than hacks; no customer-funds hack is recorded for Capital One 360.
No customer-funds hack in our sourced record for Capital One 360. Deposits: FDIC; Capital One, N.A., up to $250,000 per depositor per ownership category.
Capital One 360 scores 90.8% across all high-yield savings options we track, with 100% data coverage. See /methodology.