No customer-funds hack in our sourced record for Amex HYSA. Deposits: FDIC member (American Express National Bank), up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 0.
Data as of · Last updated · By VaultRubric Research · How we score · Not investment advice.
No customer-funds hack in our sourced record for Amex HYSA. Deposits: FDIC member (American Express National Bank), up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 0.
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This page answers “Is Amex HYSA safe?” only from VaultRubric's sourced record (security incidents, regulatory actions, licensing and protections), as of 2026-10-12. It is not a guarantee: no platform is risk-free, and safety also depends on how you use it (2FA, phishing, backups).
Regulatory record: 10.0/10. Base 10, no actions in last 5 yrs found. Note: No CFPB enforcement actions in last 5 yrs found in CFPB database search. latest CFPB action Aug 23, 2017 Other regulators (OCC/FDIC/state) not exhaustively checked
Overall VaultRubric score across all high-yield savings options we track: 92.8% (data coverage 100%). How incidents are scored · hack cap.
None in our sourced record.
No CFPB enforcement actions in last 5 yrs found in CFPB database search. latest CFPB action Aug 23, 2017 Other regulators (OCC/FDIC/state) not exhaustively checked
No customer-funds hack in our sourced record for Amex HYSA. Deposits: FDIC member (American Express National Bank), up to $250,000 per depositor per ownership category. Regulatory actions in the last 5 years on record: 0. No platform is risk-free; see the full record on this page.
Our record tracks regulatory actions and outages for banks and brokers rather than hacks; no customer-funds hack is recorded for Amex HYSA.
No customer-funds hack in our sourced record for Amex HYSA. Deposits: FDIC member (American Express National Bank), up to $250,000 per depositor per ownership category.
Amex HYSA scores 92.8% across all high-yield savings options we track, with 100% data coverage. See /methodology.