Home › Credit › Rent & bill reporting › Experian Boost vs Esusu
Both add payments you already make to your credit file. Here's cost and reach for Experian Boost and Esusu.
| Experian Boost | Esusu | |
|---|---|---|
| What it reports | Bills like phone, utilities, rent, insurance (from your linked bank) | Rent (usually through your landlord) |
| Cost | Free | not found |
| Reports to | Experian only | not found |
| Late payments | Only on-time payments are added (per Experian) | Reports on-time payments only; doesn't report late or missed rent |
Sources: Experian Boost page (checked 2026-10-12) · Esusu page (checked 2026-10-12)
More on Experian Boost · More on Esusu · All rent & bill reporting
What it reports: Experian Boost Bills like phone, utilities, rent, insurance (from your linked bank), Esusu Rent (usually through your landlord); Cost: Experian Boost Free, Esusu not found; Reports to: Experian Boost Experian only, Esusu not found; Late payments: Experian Boost Only on-time payments are added (per Experian), Esusu Reports on-time payments only; doesn't report late or missed rent.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.