Home › Credit › Rent & bill reporting › Experian Boost vs Rental Kharma
Both add payments you already make to your credit file. Here's cost and reach for Experian Boost and Rental Kharma.
| Experian Boost | Rental Kharma | |
|---|---|---|
| What it reports | Bills like phone, utilities, rent, insurance (from your linked bank) | Rent |
| Cost | Free | $75 enrollment + $8.95/mo, or $100 + $13.95/mo |
| Reports to | Experian only | TransUnion and Equifax |
| Late payments | Only on-time payments are added (per Experian) | not found |
Sources: Experian Boost page (checked 2026-10-12) · Rental Kharma page (checked 2026-10-12)
More on Experian Boost · More on Rental Kharma · All rent & bill reporting
What it reports: Experian Boost Bills like phone, utilities, rent, insurance (from your linked bank), Rental Kharma Rent; Cost: Experian Boost Free, Rental Kharma $75 enrollment + $8.95/mo, or $100 + $13.95/mo; Reports to: Experian Boost Experian only, Rental Kharma TransUnion and Equifax; Late payments: Experian Boost Only on-time payments are added (per Experian), Rental Kharma not found.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.