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Does Kikoff Rent Reporting help your credit?

Rent, phone and utility bills usually don't show up on your credit report. These services add them, which can help if you have a thin file. Each one only reaches certain bureaus, and a lender may use a bureau or score that doesn't include them.

What it reports
Rent; also phone and utilities to TransUnion
Cost
$50 one-time to report up to 2 years of past rent; ongoing price not found
Reports to
Equifax and TransUnion (rent); TransUnion (utilities)
Late payments
Kikoff says it won't report late utility payments

Source: Kikoff Rent Reporting page (checked 2026-10-12)

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FAQ

Does Kikoff Rent Reporting help your credit?

Here are the facts we could confirm on Kikoff Rent Reporting's own page (2026-10-12): what it reports: Rent; also phone and utilities to TransUnion; cost: $50 one-time to report up to 2 years of past rent; ongoing price not found; reports to: Equifax and TransUnion (rent); TransUnion (utilities); late payments: Kikoff says it won't report late utility payments. Whether it's good for you depends on what you need; compare it with the alternatives listed.

Where do these facts come from?

From Kikoff Rent Reporting page (checked 2026-10-12). “not found” means the page didn't state it.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.