Home › Credit › Rent & bill reporting › Rental Kharma vs Esusu
Both add payments you already make to your credit file. Here's cost and reach for Rental Kharma and Esusu.
| Rental Kharma | Esusu | |
|---|---|---|
| What it reports | Rent | Rent (usually through your landlord) |
| Cost | $75 enrollment + $8.95/mo, or $100 + $13.95/mo | not found |
| Reports to | TransUnion and Equifax | not found |
| Late payments | not found | Reports on-time payments only; doesn't report late or missed rent |
Sources: Rental Kharma page (checked 2026-10-12) · Esusu page (checked 2026-10-12)
More on Rental Kharma · More on Esusu · All rent & bill reporting
What it reports: Rental Kharma Rent, Esusu Rent (usually through your landlord); Cost: Rental Kharma $75 enrollment + $8.95/mo, or $100 + $13.95/mo, Esusu not found; Reports to: Rental Kharma TransUnion and Equifax, Esusu not found; Late payments: Rental Kharma not found, Esusu Reports on-time payments only; doesn't report late or missed rent.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.