VaultRubric
Printable money guides
Coming soon
Short answer: Three plain-English guides you can print and keep, each with checklists, fill-in worksheets and sources. They are not for sale yet. Pick the ones you want below and we'll email you once when they're ready.
Which guide should I get first?
| If you… | Start with | Why (the math) |
|---|---|---|
| Turn 65 soon or are on Medicare | Medicare Decision Kit | Missing Part B for 2 years adds 20% to the premium for life: 20% × $202.90 = $40.58 more every month (2026, Medicare.gov). |
| Will buy a car in the next 6 months | Dealer Paperwork Checklist | On a $30,000, 60-month loan, 8.9% APR instead of 6.9% costs about $1,720 more (standard loan formula). |
| Were turned down for credit, or have errors on your report | 90-Day Credit Repair Plan | Payment history (35%) and amounts owed (30%) are about two-thirds of a FICO score (myFICO). |
These guides teach. They don't tell you to buy or sell anything, and we earn nothing from any plan, dealer or lender in them.
The Medicare Decision Kit
$19 Coming soon
Pick between Original Medicare + Medigap and Medicare Advantage without missing a deadline.
What's inside (8 pages, printable):
- Every sign-up window in one table, and the late penalties to avoid
- All 2026 costs: Part A, Part B ($202.90/month), Part D caps, and higher-income (IRMAA) brackets
- A 5-question decision tree and a fill-in yearly cost worksheet (normal year vs. bad year)
- A call script for doctors and plans, and how to enroll and keep proof
Sources: CMS 2026 fact sheet, Medicare.gov, Social Security, NAIC.
The Car-Buying Dealer Paperwork Checklist
$15 Coming soon
Check every number before you sign. Written with our owner's dealership sales and management experience.
What's inside (7 pages, printable):
- What to bring, and why a loan pre-approval saves money (math shown)
- Out-the-door price worksheet: every fee, line by line
- Finance-office checklist: APR, finance charge, amount financed, total of payments
- Add-ons explained, plus how to avoid 'spot delivery' (yo-yo) financing
Sources: FTC Used Car Rule, FTC consumer guides, Truth in Lending (Reg Z), NHTSA.
The 90-Day Credit Repair Plan
$12 Coming soon
Fix errors and lower balances yourself, for free, in 90 days.
What's inside (9 pages, printable):
- A day-by-day 90-day calendar
- Error finder checklist and a fill-in dispute letter, with bureau addresses
- Utilization worksheet that shows exactly how much to pay and when
- Your rights against credit repair companies (they can't charge you first)
Sources: Fair Credit Reporting Act, Credit Repair Organizations Act, FTC, CFPB, myFICO.
Free. No payment now. One email to confirm, one when your guide is ready. Unsubscribe with one click.
What happens next
- Pick your guides and enter your email above.
- Click the link in the confirmation email.
- We email you once when the guide is ready to buy.
- Not sure yet? Our free pages cover the basics: Medicare, credit reports.