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Allstate vs Auto-Owners

Here's how Allstate and Auto-Owners compare in official complaint data. We don't provide quotes; get them from the companies or an agent.

AllstateAuto-Owners
Auto complaint index (Indiana, 2025)0.9 (18 complaints on $413M premium)0.47 (5 complaints on $219M premium)
Homeowners complaint index (Indiana, 2025)0.95 (27 complaints on $323M premium)No complaints listed (Indiana lists only insurers with complaints)
Auto justified complaints (California, 2025)2.6 justified complaints per 100,000 insured vehicles (40 complaints; 2 companies)Not in California's top-50 list
Auto complaint index (Missouri, 2021–23)1.71 (113 complaints, 2021–23; 1 company)1.15 (26 complaints, 2021–23; 1 company)
Homeowners complaint index (Missouri, 2021–23)1.75 (67 complaints, 2021–23; 3 companies)0.74 (17 complaints, 2021–23; 1 company)
Auto complaint index (Texas, 2025)0.83 (113 confirmed complaints on 825,272 policies; 5 companies)Not listed in Texas's 2025 data
Homeowners complaint index (Texas, 2025)1.51 (211 confirmed complaints on 1,097,522 policies; 5 companies)Not listed in Texas's 2025 data
Auto complaint ratio (New York, 2024)0.028 upheld per $1M premium (65 upheld complaints on $2,282M; 4 companies)Not listed in New York's 2024 auto ranking
Company sitehttps://www.allstate.com/https://www.auto-owners.com/
QuotesWe don't sell or provide quotesWe don't sell or provide quotes

Sources: Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf); also California CDI 2025, Missouri DCI 2023, Texas TDI 2025 (data.texas.gov/dataset/pa9u-9s9w) and New York DFS 2024 (data.ny.gov/dataset/h2wd-9xfe) indexes, see notes below the table (checked 2026-10-12) · Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf); also California CDI 2025, Missouri DCI 2023, Texas TDI 2025 (data.texas.gov/dataset/pa9u-9s9w) and New York DFS 2024 (data.ny.gov/dataset/h2wd-9xfe) indexes, see notes below the table (checked 2026-10-12)

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FAQ

What's the difference between Allstate vs Auto-Owners?

Auto complaint index (Indiana, 2025): Allstate 0.9 (18 complaints on $413M premium), Auto-Owners 0.47 (5 complaints on $219M premium); Homeowners complaint index (Indiana, 2025): Allstate 0.95 (27 complaints on $323M premium), Auto-Owners No complaints listed (Indiana lists only insurers with complaints); Auto justified complaints (California, 2025): Allstate 2.6 justified complaints per 100,000 insured vehicles (40 complaints; 2 companies), Auto-Owners Not in California's top-50 list; Auto complaint index (Missouri, 2021–23): Allstate 1.71 (113 complaints, 2021–23; 1 company), Auto-Owners 1.15 (26 complaints, 2021–23; 1 company); Homeowners complaint index (Missouri, 2021–23): Allstate 1.75 (67 complaints, 2021–23; 3 companies), Auto-Owners 0.74 (17 complaints, 2021–23; 1 company); Auto complaint index (Texas, 2025): Allstate 0.83 (113 confirmed complaints on 825,272 policies; 5 companies), Auto-Owners Not listed in Texas's 2025 data; Homeowners complaint index (Texas, 2025): Allstate 1.51 (211 confirmed complaints on 1,097,522 policies; 5 companies), Auto-Owners Not listed in Texas's 2025 data; Auto complaint ratio (New York, 2024): Allstate 0.028 upheld per $1M premium (65 upheld complaints on $2,282M; 4 companies), Auto-Owners Not listed in New York's 2024 auto ranking; Company site: Allstate https://www.allstate.com/, Auto-Owners https://www.auto-owners.com/; Quotes: Allstate We don't sell or provide quotes, Auto-Owners We don't sell or provide quotes.

Facts, not insurance advice. We don't sell insurance or provide quotes; confirm coverage and requirements with the insurer, an agent or your state insurance department.