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Allstate vs Root

Here's how Allstate and Root compare in official complaint data. We don't provide quotes; get them from the companies or an agent.

AllstateRoot
Auto complaint index (Indiana, 2025)0.9 (18 complaints on $413M premium)3.69 (5 complaints on $28M premium)
Homeowners complaint index (Indiana, 2025)0.95 (27 complaints on $323M premium)No complaints listed (Indiana lists only insurers with complaints)
Auto justified complaints (California, 2025)2.6 justified complaints per 100,000 insured vehicles (40 complaints; 2 companies)4.8 justified complaints per 100,000 insured vehicles (2 complaints; 1 company)
Auto complaint index (Missouri, 2021–23)1.71 (113 complaints, 2021–23; 1 company)1.84 (14 complaints, 2021–23; 1 company)
Homeowners complaint index (Missouri, 2021–23)1.75 (67 complaints, 2021–23; 3 companies)Not in Missouri's top-40 list
Company sitehttps://www.allstate.com/https://www.joinroot.com/
QuotesWe don't sell or provide quotesWe don't sell or provide quotes

Sources: Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf) (checked 2026-10-12) · Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf) (checked 2026-10-12)

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FAQ

What's the difference between Allstate vs Root?

Auto complaint index (Indiana, 2025): Allstate 0.9 (18 complaints on $413M premium), Root 3.69 (5 complaints on $28M premium); Homeowners complaint index (Indiana, 2025): Allstate 0.95 (27 complaints on $323M premium), Root No complaints listed (Indiana lists only insurers with complaints); Auto justified complaints (California, 2025): Allstate 2.6 justified complaints per 100,000 insured vehicles (40 complaints; 2 companies), Root 4.8 justified complaints per 100,000 insured vehicles (2 complaints; 1 company); Auto complaint index (Missouri, 2021–23): Allstate 1.71 (113 complaints, 2021–23; 1 company), Root 1.84 (14 complaints, 2021–23; 1 company); Homeowners complaint index (Missouri, 2021–23): Allstate 1.75 (67 complaints, 2021–23; 3 companies), Root Not in Missouri's top-40 list; Company site: Allstate https://www.allstate.com/, Root https://www.joinroot.com/; Quotes: Allstate We don't sell or provide quotes, Root We don't sell or provide quotes.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.