Home › Insurance › Insurance companies › Auto-Owners vs Lemonade
Here's how Auto-Owners and Lemonade compare in official complaint data. We don't provide quotes; get them from the companies or an agent.
| Auto-Owners | Lemonade | |
|---|---|---|
| Auto complaint index (Indiana, 2025) | 0.47 (5 complaints on $219M premium) | No complaints listed (Indiana lists only insurers with complaints) |
| Homeowners complaint index (Indiana, 2025) | No complaints listed (Indiana lists only insurers with complaints) | 2.31 (1 complaint on $5M premium; small sample) |
| Auto justified complaints (California, 2025) | Not in California's top-50 list | Not in California's top-50 list |
| Auto complaint index (Missouri, 2021–23) | 1.15 (26 complaints, 2021–23; 1 company) | Not in Missouri's top-40 list |
| Homeowners complaint index (Missouri, 2021–23) | 0.74 (17 complaints, 2021–23; 1 company) | Not in Missouri's top-40 list |
| Auto complaint index (Texas, 2025) | Not listed in Texas's 2025 data | Not listed in Texas's 2025 data |
| Homeowners complaint index (Texas, 2025) | Not listed in Texas's 2025 data | 0.42 (19 confirmed complaints on 353,084 policies; 1 company) |
| Auto complaint ratio (New York, 2024) | Not listed in New York's 2024 auto ranking | Not listed in New York's 2024 auto ranking |
| Company site | https://www.auto-owners.com/ | https://www.lemonade.com/ |
| Quotes | We don't sell or provide quotes | We don't sell or provide quotes |
Sources: Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf); also California CDI 2025, Missouri DCI 2023, Texas TDI 2025 (data.texas.gov/dataset/pa9u-9s9w) and New York DFS 2024 (data.ny.gov/dataset/h2wd-9xfe) indexes, see notes below the table (checked 2026-10-12) · Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf); also California CDI 2025, Missouri DCI 2023, Texas TDI 2025 (data.texas.gov/dataset/pa9u-9s9w) and New York DFS 2024 (data.ny.gov/dataset/h2wd-9xfe) indexes, see notes below the table (checked 2026-10-12)
More on Auto-Owners · More on Lemonade · All insurance companies
Auto complaint index (Indiana, 2025): Auto-Owners 0.47 (5 complaints on $219M premium), Lemonade No complaints listed (Indiana lists only insurers with complaints); Homeowners complaint index (Indiana, 2025): Auto-Owners No complaints listed (Indiana lists only insurers with complaints), Lemonade 2.31 (1 complaint on $5M premium; small sample); Auto justified complaints (California, 2025): Auto-Owners Not in California's top-50 list, Lemonade Not in California's top-50 list; Auto complaint index (Missouri, 2021–23): Auto-Owners 1.15 (26 complaints, 2021–23; 1 company), Lemonade Not in Missouri's top-40 list; Homeowners complaint index (Missouri, 2021–23): Auto-Owners 0.74 (17 complaints, 2021–23; 1 company), Lemonade Not in Missouri's top-40 list; Auto complaint index (Texas, 2025): Auto-Owners Not listed in Texas's 2025 data, Lemonade Not listed in Texas's 2025 data; Homeowners complaint index (Texas, 2025): Auto-Owners Not listed in Texas's 2025 data, Lemonade 0.42 (19 confirmed complaints on 353,084 policies; 1 company); Auto complaint ratio (New York, 2024): Auto-Owners Not listed in New York's 2024 auto ranking, Lemonade Not listed in New York's 2024 auto ranking; Company site: Auto-Owners https://www.auto-owners.com/, Lemonade https://www.lemonade.com/; Quotes: Auto-Owners We don't sell or provide quotes, Lemonade We don't sell or provide quotes.
Facts, not insurance advice. We don't sell insurance or provide quotes; confirm coverage and requirements with the insurer, an agent or your state insurance department.