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Progressive vs Root

Here's how Progressive and Root compare in official complaint data. We don't provide quotes; get them from the companies or an agent.

ProgressiveRoot
Auto complaint index (Indiana, 2025)0.89 (54 complaints on $1,254M premium)3.69 (5 complaints on $28M premium)
Homeowners complaint index (Indiana, 2025)4.66 (3 complaints on $7M premium; small sample)No complaints listed (Indiana lists only insurers with complaints)
Auto justified complaints (California, 2025)3.1 justified complaints per 100,000 insured vehicles (71 complaints; 4 companies)4.8 justified complaints per 100,000 insured vehicles (2 complaints; 1 company)
Auto complaint index (Missouri, 2021–23)1.13 (291 complaints, 2021–23; 2 companies)1.84 (14 complaints, 2021–23; 1 company)
Homeowners complaint index (Missouri, 2021–23)Not in Missouri's top-40 listNot in Missouri's top-40 list
Company sitehttps://www.progressive.com/https://www.joinroot.com/
QuotesWe don't sell or provide quotesWe don't sell or provide quotes

Sources: Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf) (checked 2026-10-12) · Indiana DOI 2025 Auto Complaint Index (homeowners: in.gov/idoi/files/Homeowners-Complaint-Index-2025.pdf) (checked 2026-10-12)

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FAQ

What's the difference between Progressive vs Root?

Auto complaint index (Indiana, 2025): Progressive 0.89 (54 complaints on $1,254M premium), Root 3.69 (5 complaints on $28M premium); Homeowners complaint index (Indiana, 2025): Progressive 4.66 (3 complaints on $7M premium; small sample), Root No complaints listed (Indiana lists only insurers with complaints); Auto justified complaints (California, 2025): Progressive 3.1 justified complaints per 100,000 insured vehicles (71 complaints; 4 companies), Root 4.8 justified complaints per 100,000 insured vehicles (2 complaints; 1 company); Auto complaint index (Missouri, 2021–23): Progressive 1.13 (291 complaints, 2021–23; 2 companies), Root 1.84 (14 complaints, 2021–23; 1 company); Homeowners complaint index (Missouri, 2021–23): Progressive Not in Missouri's top-40 list, Root Not in Missouri's top-40 list; Company site: Progressive https://www.progressive.com/, Root https://www.joinroot.com/; Quotes: Progressive We don't sell or provide quotes, Root We don't sell or provide quotes.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.