Home › Insurance › Term life insurers › Legal & General America (Banner Life) vs Mutual of Omaha
Here's how Legal & General America (Banner Life) and Mutual of Omaha term life compare on facts from their own pages. We don't provide quotes.
| Legal & General America (Banner Life) | Mutual of Omaha | |
|---|---|---|
| Term options | 10, 15, 20, 25, 30, 35 or 40 years | 10, 15, 20 or 30 years; benefit $100,000 and up |
| Longest term | 40 years | 30 years |
| Issue ages | Ages 20–75 | Issue ages 18–80 (varies by term) |
| How to apply | Online quote tool | Online quote or agent |
| Convert to permanent? | Yes, option to renew or convert to a permanent policy | Yes, to a cash value plan |
| Complaints (California 2025, life) | 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company) | 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company) |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: Legal & General America term life page (checked 2026-10-12) · Mutual of Omaha term life page (checked 2026-10-12)
More on Legal & General America (Banner Life) · More on Mutual of Omaha · All term life insurers
Term options: Legal & General America (Banner Life) 10, 15, 20, 25, 30, 35 or 40 years, Mutual of Omaha 10, 15, 20 or 30 years; benefit $100,000 and up; Longest term: Legal & General America (Banner Life) 40 years, Mutual of Omaha 30 years; Issue ages: Legal & General America (Banner Life) Ages 20–75, Mutual of Omaha Issue ages 18–80 (varies by term); How to apply: Legal & General America (Banner Life) Online quote tool, Mutual of Omaha Online quote or agent; Convert to permanent?: Legal & General America (Banner Life) Yes, option to renew or convert to a permanent policy, Mutual of Omaha Yes, to a cash value plan; Complaints (California 2025, life): Legal & General America (Banner Life) 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company), Mutual of Omaha 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company); Quotes: Legal & General America (Banner Life) We don't sell insurance or give quotes, Mutual of Omaha We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.