Home › Insurance › Term life insurers › MassMutual vs Legal & General America (Banner Life)
Here's how MassMutual and Legal & General America (Banner Life) term life compare on facts from their own pages. We don't provide quotes.
| MassMutual | Legal & General America (Banner Life) | |
|---|---|---|
| Term options | 10, 15, 20, 25 or 30 years, plus annually renewable term | 10, 15, 20, 25, 30, 35 or 40 years |
| Longest term | 30 years | 40 years |
| Issue ages | Not found on the insurer's page | Ages 20–75 |
| How to apply | Through a financial professional (no direct online application on its page) | Online quote tool |
| Convert to permanent? | Yes, most policies, without medical questions or exams, generally through age 65 | Yes, option to renew or convert to a permanent policy |
| Complaints (California 2025, life) | 1.3 per 100,000 policies (2 justified complaints; Massachusetts Mutual Life Insurance Company) | 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company) |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: MassMutual term life page (checked 2026-10-12) · Legal & General America term life page (checked 2026-10-12)
More on MassMutual · More on Legal & General America (Banner Life) · All term life insurers
Term options: MassMutual 10, 15, 20, 25 or 30 years, plus annually renewable term, Legal & General America (Banner Life) 10, 15, 20, 25, 30, 35 or 40 years; Longest term: MassMutual 30 years, Legal & General America (Banner Life) 40 years; Issue ages: MassMutual Not found on the insurer's page, Legal & General America (Banner Life) Ages 20–75; How to apply: MassMutual Through a financial professional (no direct online application on its page), Legal & General America (Banner Life) Online quote tool; Convert to permanent?: MassMutual Yes, most policies, without medical questions or exams, generally through age 65, Legal & General America (Banner Life) Yes, option to renew or convert to a permanent policy; Complaints (California 2025, life): MassMutual 1.3 per 100,000 policies (2 justified complaints; Massachusetts Mutual Life Insurance Company), Legal & General America (Banner Life) 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company); Quotes: MassMutual We don't sell insurance or give quotes, Legal & General America (Banner Life) We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.