Home › Insurance › Term life insurers › MassMutual vs Mutual of Omaha
Here's how MassMutual and Mutual of Omaha term life compare on facts from their own pages. We don't provide quotes.
| MassMutual | Mutual of Omaha | |
|---|---|---|
| Term options | 10, 15, 20, 25 or 30 years, plus annually renewable term | 10, 15, 20 or 30 years; benefit $100,000 and up |
| Longest term | 30 years | 30 years |
| Issue ages | Not found on the insurer's page | Issue ages 18–80 (varies by term) |
| How to apply | Through a financial professional (no direct online application on its page) | Online quote or agent |
| Convert to permanent? | Yes, most policies, without medical questions or exams, generally through age 65 | Yes, to a cash value plan |
| Complaints (California 2025, life) | 1.3 per 100,000 policies (2 justified complaints; Massachusetts Mutual Life Insurance Company) | 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company) |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: MassMutual term life page (checked 2026-10-12) · Mutual of Omaha term life page (checked 2026-10-12)
More on MassMutual · More on Mutual of Omaha · All term life insurers
Term options: MassMutual 10, 15, 20, 25 or 30 years, plus annually renewable term, Mutual of Omaha 10, 15, 20 or 30 years; benefit $100,000 and up; Longest term: MassMutual 30 years, Mutual of Omaha 30 years; Issue ages: MassMutual Not found on the insurer's page, Mutual of Omaha Issue ages 18–80 (varies by term); How to apply: MassMutual Through a financial professional (no direct online application on its page), Mutual of Omaha Online quote or agent; Convert to permanent?: MassMutual Yes, most policies, without medical questions or exams, generally through age 65, Mutual of Omaha Yes, to a cash value plan; Complaints (California 2025, life): MassMutual 1.3 per 100,000 policies (2 justified complaints; Massachusetts Mutual Life Insurance Company), Mutual of Omaha 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company); Quotes: MassMutual We don't sell insurance or give quotes, Mutual of Omaha We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.