Home › Insurance › Term life insurers › New York Life vs Legal & General America (Banner Life)
Here's how New York Life and Legal & General America (Banner Life) term life compare on facts from their own pages. We don't provide quotes.
| New York Life | Legal & General America (Banner Life) | |
|---|---|---|
| Term options | Level Term: 10, 15 or 20 years | 10, 15, 20, 25, 30, 35 or 40 years |
| Longest term | 20 years (Level Term) | 40 years |
| Issue ages | Not found on the insurer's page | Ages 20–75 |
| How to apply | Through New York Life agents | Online quote tool |
| Convert to permanent? | Yes, to permanent coverage; the conversion window depends on the policy (New York Life term conversion page) | Yes, option to renew or convert to a permanent policy |
| Complaints (California 2025, life) | 0.7 per 100,000 policies (4 justified complaints; New York Life Insurance Company) | 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company) |
| Quotes | We don't sell insurance or give quotes | We don't sell insurance or give quotes |
Sources: New York Life term life page (checked 2026-10-12) · Legal & General America term life page (checked 2026-10-12)
More on New York Life · More on Legal & General America (Banner Life) · All term life insurers
Term options: New York Life Level Term: 10, 15 or 20 years, Legal & General America (Banner Life) 10, 15, 20, 25, 30, 35 or 40 years; Longest term: New York Life 20 years (Level Term), Legal & General America (Banner Life) 40 years; Issue ages: New York Life Not found on the insurer's page, Legal & General America (Banner Life) Ages 20–75; How to apply: New York Life Through New York Life agents, Legal & General America (Banner Life) Online quote tool; Convert to permanent?: New York Life Yes, to permanent coverage; the conversion window depends on the policy (New York Life term conversion page), Legal & General America (Banner Life) Yes, option to renew or convert to a permanent policy; Complaints (California 2025, life): New York Life 0.7 per 100,000 policies (4 justified complaints; New York Life Insurance Company), Legal & General America (Banner Life) 0.7 per 100,000 policies (1 justified complaint; Banner Life Insurance Company); Quotes: New York Life We don't sell insurance or give quotes, Legal & General America (Banner Life) We don't sell insurance or give quotes.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.