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New York Life vs Mutual of Omaha

Here's how New York Life and Mutual of Omaha term life compare on facts from their own pages. We don't provide quotes.

New York LifeMutual of Omaha
Term optionsLevel Term: 10, 15 or 20 years10, 15, 20 or 30 years; benefit $100,000 and up
Longest term20 years (Level Term)30 years
Issue agesNot found on the insurer's pageIssue ages 18–80 (varies by term)
How to applyThrough New York Life agentsOnline quote or agent
Convert to permanent?Yes, to permanent coverage; the conversion window depends on the policy (New York Life term conversion page)Yes, to a cash value plan
Complaints (California 2025, life)0.7 per 100,000 policies (4 justified complaints; New York Life Insurance Company)0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company)
QuotesWe don't sell insurance or give quotesWe don't sell insurance or give quotes

Sources: New York Life term life page (checked 2026-10-12) · Mutual of Omaha term life page (checked 2026-10-12)

More on New York Life · More on Mutual of Omaha · All term life insurers

FAQ

What's the difference between New York Life vs Mutual of Omaha?

Term options: New York Life Level Term: 10, 15 or 20 years, Mutual of Omaha 10, 15, 20 or 30 years; benefit $100,000 and up; Longest term: New York Life 20 years (Level Term), Mutual of Omaha 30 years; Issue ages: New York Life Not found on the insurer's page, Mutual of Omaha Issue ages 18–80 (varies by term); How to apply: New York Life Through New York Life agents, Mutual of Omaha Online quote or agent; Convert to permanent?: New York Life Yes, to permanent coverage; the conversion window depends on the policy (New York Life term conversion page), Mutual of Omaha Yes, to a cash value plan; Complaints (California 2025, life): New York Life 0.7 per 100,000 policies (4 justified complaints; New York Life Insurance Company), Mutual of Omaha 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company); Quotes: New York Life We don't sell insurance or give quotes, Mutual of Omaha We don't sell insurance or give quotes.

Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.