Prudential vs Mutual of Omaha

Term options: Prudential Term Essential: 10, 15, 20 or 30 years; premiums rise yearly after the level period, to age 95, Mutual of Omaha 10, 15, 20 or 30 years; benefit $100,000 and up; Longest term: Prudential 30 years, Mutual of Omaha 30 years; Issue ages: Prudential Not found on the insurer's page, Mutual of Omaha Issue ages 18–80 (varies by term); How to apply: Prudential Not found on the insurer's page, Mutual of Omaha Online quote or agent; Convert to permanent?: Prudential Yes, without a new medical exam. Issue age 59 or under: by the end of the level period or the anniversary after age 65, whichever is earlier; ages 60–75: by the 5th anniversary, Mutual of Omaha Yes, to a cash value plan; Complaints (California 2025, life): Prudential 0.0 per 100,000 policies (0 justified complaints; Pruco Life Insurance Company), Mutual of Omaha 0.9 per 100,000 policies (2 justified complaints; United of Omaha Life Insurance Company); Quotes: Prudential We don't sell insurance or give quotes, Mutual of Omaha We don't sell insurance or give quotes.