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Louisiana taxpayers can get a state tax deduction for contributing up to $2,400 (single) or $4,800 (joint) a year, generally only for the in-state plan. Here are the facts on Louisiana's direct-sold 529 plan (the one you open yourself, without an advisor).
Per La. R.S. 47:293(9)(a)(vi), Louisiana provides an annual deduction of up to $2,400 per account for account owners filing a single return and up to a maximum of $4,800 per beneficiary per taxable year for account owners filing joint returns. Per La. R.S. 47:293(9)(a)(xxv), for contributions to a START K12 (Student Tuition Assistance & Revenue Trust Program) account for taxable years on or after 01/01/2022, Louisiana provides an annual deduction of up to $1,200 for account owners filing a single return and up to a maximum of $2 ,400 per beneficiary per taxable year for account owners filing joint returns.
Summary of state law from the ICI 2025 state tax survey; it may predate 2026 changes.
2026 limits and parity: Savingforcollege. Manager, fees and minimum: only when stated on the plan's homepage text we read (2026-10-12); otherwise 'not found'. Check the plan's disclosure document for exact fees.
Yes: a deduction for up to $2,400 (single) / $4,800 (joint) of contributions in 2026
No. You can use any state's plan; you may lose your state's tax break if your state doesn't offer tax parity.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.