Home › Invest › 529 plans › Ohio
Ohio taxpayers can get a state tax deduction for contributing up to $4,000 (single) or $4,000 (joint) a year, and it applies to any state's 529 plan. Here are the facts on Ohio's direct-sold 529 plan (the one you open yourself, without an advisor).
Ohio permits the deduction of contributions made to the Ohio Tuition Trust Authority’s College Advantage 529 Savings Plan. Ohio provides an annual deduction of4,000$ per beneficiary for both individual and joint filers. Married taxpayers may deduct up to a maximum of $4,000 per beneficiary whether their filing status is married filing joint or married filing separate. This deduction does not apply to IRC Section 529 plans offered by other states. 5-8 Oklahoma Yes No For tax years beginning after December 31, 2004, Oklahoma provides an annual deduction of up to $10,000 per beneficiary for individual filers and $20,000 per beneficiary for joint filers. For joint filers, each spouse must establish a separate account order in to take the maximum deduction.
Summary of state law from the ICI 2025 state tax survey; it may predate 2026 changes.
2026 limits and parity: Savingforcollege. Manager, fees and minimum: only when stated on the plan's homepage text we read (2026-10-12); otherwise 'not found'. Check the plan's disclosure document for exact fees.
Yes: a deduction for up to $4,000 (single) / $4,000 (joint) of contributions in 2026 It applies to any state's plan.
No. You can use any state's plan; you may lose your state's tax break if your state doesn't offer tax parity.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.