Home › Invest › Robo-advisors › Acorns vs M1
Both invest for you automatically. Here's how Acorns and M1 compare on fees, minimums, tax-loss harvesting and cash.
| Acorns | M1 | |
|---|---|---|
| Advisory fee | $4, $8 or $12 per month (Bronze, Silver, Gold plans) | No management fee on self-directed accounts; $3/month platform fee, waived over $10,000 |
| Minimum to start | not found | not found |
| Tax-loss harvesting | not found | not found |
| Cash account APY | Emergency Savings: 3.59% APY | High-Yield Cash: 3.35% APY |
Sources: Acorns page (checked 2026-10-12) · M1 page (checked 2026-10-12)
Advisory fee: Acorns $4, $8 or $12 per month (Bronze, Silver, Gold plans), M1 No management fee on self-directed accounts; $3/month platform fee, waived over $10,000; Minimum to start: Acorns not found, M1 not found; Tax-loss harvesting: Acorns not found, M1 not found; Cash account APY: Acorns Emergency Savings: 3.59% APY, M1 High-Yield Cash: 3.35% APY.
Estimates, not financial advice. Taxes, insurance, PMI and fees vary by lender, county and city; confirm with your lender, dealer and state agency before acting.